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Provide two years income evidence
When applying with us, you'll need to provide evidence of your income from your self-employed business.
You'll need to provide at least two years' certified accounts, your SA302 form and tax year overview to help support your mortgage application.
Save a generous deposit
The bigger your deposit, the more options you'll have.
With a lower Loan To Value (LTV) mortgage you will get a better mortgage rate, pay less interest each month and potentially pay off your mortgage quicker.
Maintain a good credit score
Having a good credit score is very important when applying for a mortgage.
A high credit score means lenders will view you as a responsible borrower and they’ll be more likely to accept your application for a mortgage.
Why not start an Agreement in Principle?
It takes less than 10 minutes, plus you can save and continue from where you left off.
More accurate than our mortgage calculator, because it's personalised to you.
Useful to show your estate agent that you're a serious buyer and gives you more confidence in the price of properties you can afford.
Does not impact your credit score
You're not committing to get a mortgage with us but, if you do want one, then you'll need an Agreement in Principle first.