Mortgage calculators

It should take between 2 - 5 minutes to complete our mortgage calculator.

Our mortgage calculator and Agreement in Principle both give you an indication of how much you may be able to borrow towards the purchase of a property, monthly repayments and potential interest rates. You can use both tools to help if you're house-hunting or looking to remortgage.

We ask for a little more information as part of an Agreement in Principle application, but it does provide you with a more formal document that you can use with estate agents and sellers to show that you may be in a financial position to purchase a property. Therefore, it makes sense to have an Agreement in Principle when you are viewing properties with a potential intention to buy.

As part of calculating your mortgage, we will ask how much money you have to put towards the deposit for your mortgage.

The minimum amount you would have to contribute is a 5% mortgage deposit (so, a 95% loan-to-value mortgage), although this minimum may differ depending on what type of mortgage you are looking for.

If you had a 10% mortgage deposit, and were purchasing a property for £200,000, your deposit would amount to £20,000.

The size of your mortgage deposit will have a direct impact on your monthly repayments, and the overall cost of your mortgage. Therefore, it's an important thing to consider if you are planning to purchase a property.

Yes, you can use our mortgage calculator to get an understanding of the mortgages rates that we may be able to offer you.

When you're using our calculator, look out for the option 'See the mortgage rates we may be able to offer you'. We'll ask for some information about the property you're looking to purchase, before providing you with the most relevant, available mortgage rates.

Learn more about understanding mortgage interest rates, or you can find out more about what different mortgage types mean if you're not sure which mortgage might be best for you.