Borrow

All you need to help you quickly and easily choose the loan or borrowing product to suit you. In most cases, you can apply online and have a decision in minutes.


Getting a loan couldn't be easier - choose how much you need and when you want to repay it and we'll give you an instant decision. Our typical rate is just 7.9% APR.

More info on Loans



We've a wide range of mortgages for you to choose from. In most cases, you can apply online and have a decision in minutes.

More info on Mortgages



Be in control with a Credit Zone Overdraft: apply to increase or decrease your limit whenever you want. You can even choose to pay interest only on what you borrow within your limit.

More info on Overdrafts



If you’re already a NatWest mortgage customer, you can borrow additional money from us for home improvements or almost any other purpose.

More info on Additional borrowing


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Why borrow from us?

  • wide range of borrowing options
  • choice of fixed or flexible borrowing options
  • great value for money
  • hassle-free application
  • extensive branch network

I want to...

Release equity (over 60s)

Also consider

Home Insurance



1 Instant decision online applies to existing NatWest customers only - simply apply online between
6.30am and 9.45pm daily.
2 7.9% APR typical applies to personal loans of £20,000 and above.
Rates may vary if you apply by phone. Lines open between 8am and 8pm Monday to Friday or 9am and 6pm
Saturday (excluding public holidays). Phone 0800 24 34 06. Minicom 0800 404 6161. Calls may be recorded.