Borrowing more

The simple way to get the money you need

It's easy to borrow additional money for home improvements or almost any other purpose.

• No forms - one phone call and one signature is all it takes to apply
• Borrow at mortgage rates - our additional borrowing rates could be a great alternative to other loans
• Borrow what you need - minimum borrowing of £1,000
• Choose the term - repay over your mortgage term or sooner
• Overpay if you want - overpay up to 10% of your outstanding balance each year, with no early repayment charge

If your monthly credit card or loan payments are high, you might reduce your monthly outgoings by clearing them with some additional borrowing from NatWest.

Remember, your borrowing is secured against your property and if you pay it back over a longer term the amount you repay may be higher.

If you're over 60 and looking to raise extra money to enhance your lifestyle, take a look at our Lifetime Mortgage.