Graduate loans
Simplify your finances and enjoy preferential rates if you're a NatWest Graduate Account holder. Apply online now.
You can use a Graduate loan for almost any purpose, plus you:
- have a fixed rate so you know what your repayments are each month
- could have up to a 4 or 12 month repayment holiday at the start of the loan 1
- can have up to five years to repay a loan up to £9,950 or up to seven years to repay loans of £10,000 to £15,000 2
- don't have to pay any arrangement or administration fees
Please read this important legal information
| Typical APR | Fees | |
|---|---|---|
| Graduate loan | 8.4% | No |
Typical example
If you take out a £5,000 loan over 60 months, you'll need to make 59 repayments of £101.60 and one final payment of £101.79. The total amount payable is £6,096.19. 8.4% APR typical.
1 12-month holiday can be applied for if you're travelling for a year before taking up confirmed full-time employment. If a repayment holiday is agreed, interest will continue to accrue during this period.
2 Maximum five-year repayment period for refinancing loans.
Ways to apply
You can apply at any time and it should take no longer than 15 minutes to complete.
Monday to Friday 8am-8pm Saturday 9am-6pm
(excluding public holidays)
Calls may be recorded
Call us on
0800 761 033
Minicom
0800 917 0526
Monday to Friday 8am-8pm
Saturday 9am-6pm
(excluding public holidays)
Calls may be recorded
Speak to your local Graduate Manager
Apply now
 | You can apply at any time and it should take no longer than 15 minutes to complete.  Apply online |
Call us
Call us on 0800 761 033 if you have a NatWest Graduate Account. Minicom0800 917 0526.
Monday to Friday 8am-8pm, Saturday 9am-6pm (excluding public holidays). Calls may be recorded.