Personal Loan Protector
For your protection
Would illness, injury or becoming involuntarily unemployed damage your finances? Personal Loan Protector could help.
Life can be full of surprises – and some could put a real strain on your finances. Rather than worry, our optional Personal Loan Protector is designed to step in if you can’t make your loan repayments.
Why Personal Loan Protector?
When you choose any type of cover, it pays to know it's up to scratch.
The good news is that Personal Loan Protector has been independently rated by Defaqto, an independent financial research company. Their five star rating puts us in the top 10% of the market for providing a high level of cover and benefits.
Cover made easy
There's no medical required and we'll even cover you for pre-existing medical conditions.
Choose your cover when you apply for a loan
Personal Loan Protector is easy to arrange – simply choose this option on your application form.
How much does Personal Loan Protector cost?
When we give you a quote we’ll show you 2 options: 1 with Personal Loan Protector included and 1 without.
Exclusions
Every insurance policy has some exclusions. It is important to read the policy document for eligibility criteria and exclusions as it is down to you to ensure the policy is right for you.
Main exclusions
- Unemployment arising before or within 30 days of the date you signed your loan agreement
- Voluntary unemployment
- Pregnancy or childbirth, unless either of these develops into complications which is diagnosed as such by a doctor or consultant who specialises in obstetrics
- Alcohol, drug abuse, non-medically necessary operations (e.g. cosmetic treatment) or war
Further questions?
Please ensure our Personal Loan Protector is right for you – read our answers to common questions
Apply now
Call us on
0800 200 400
Minicom
0800 917 0526
Monday to Friday 8am-8pm
Saturday 9am-6pm
(excluding public holidays)
Calls may be recorded