Essentials Contents Insurance

If you’re a student or living in rented accommodation, we can help protect your belongings by offering you a contents insurance policy aimed to meet your requirements.

NatWest Essentials contents insurance allows you to specify the level of cover you need, in order to cover the items most valuable to you – this means that you don’t pay for cover you don’t need.

Features of NatWest Essentials:

  • Cover available for individual items such as laptops, iPods, bicycles and mobile phones when taken outside the home.
  • Easy to set up for students - we can set your policy up on your university address if you don’t know your residential address yet.
  • One low excess of only £25, no matter what the value of your claim.
  • Pay monthly at no extra cost (available where the equivalent annual premium is over £70 inclusive of insurance premium tax).
  • Cover for walk-in theft (except money).
  • Optional accidental damage cover available for your contents in the home.
  • Vandalism cover included as standard.
  • All policies include up to £50 cash in the home and £500 credit card misuse cover.
Download and print full policy PDF (222k pdf)

Please read this important legal information



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It only takes about five minutes to apply online.

Please make sure you read the important legal information before proceeding with your secure application.


 Apply online

Call us

Call us on 0871 226 3906. Minicom 0800 051 3030.

Monday to Friday 9am-5pm (excluding public holidays). Maximum call charge from a BT landline is 8p per minute. Calls from other networks may vary.

Nearest Student Manager

Please talk to a Student Manager if you have a NatWest account.

Find a Student Manager at your nearest branch.

Ways to apply



Call us

Call us on
0871 226 3906

Minicom
0800 051 3030


Monday to Friday 9am-5pm
(ex public holidays)

Maximum call charge from a BT landline is 8p per minute. Calls from other networks may vary


View all contact options


Also consider

Student Credit Card