Investment Options ISA

Key Benefits of the Investment Options ISA

• Pay less tax - you pay no income or Capital Gains Tax on investments within your ISA
• Start from as little as £50 per month - you can make monthly payments or alternatively kick start your investment with a lump sum of £1,000 +
• Access our fantastic funds - you have access to four multi-manager funds and depending on your attitude to risk, you’ll find one of these funds to suit your personal needs
• Instant Access - you can access your funds with a minimum withdrawal of £500

Why stocks and shares?

With an Investment Options ISA, your money is invested in a range of diversified assets which are classified as stocks and shares. This opens up the potential for your money to grow faster than it would in a savings account or cash ISA. The structure of our funds means that you have access to a team of experts who are dedicated to finding the best performing fund managers and investments for your money. This is called a Multi-Manager structure and in practice this means that our investment manager, Morley, decide how much of each type of asset should be held within the funds (this is called asset allocation) and Close Investments manage the majority of the underlying fund managers*. This structure is designed to deliver smoother returns than traditional single asset funds and combined with the tax-efficiency of an ISA wrapper, this delivers a compelling solution to grow your money.

* Close Investments manage all of the specialist fund managers except Morley, in their capacity as manager of the Property and Cash funds.

The value of Investments

The value of stocks and shares can go down as well as up, so there is a chance that you may not get back the full amount you invest.

Invest for the medium to long term

You can keep your ISA for as long as you like, but it needs time to grow, so you should regard it as a medium to long-term investment. This gives it the best possible chance of performing well.

RBS stocks and shares ISAs are provided by RBS Collective Investment Funds Limited.
Registered in Scotland No. SC46694. Registered Office: 24/25 St Andrew Square, Edinburgh, EH2 1AF.
Authorised and Regulated by the Financial Services Authority.

Please read this important legal information

Speak to a Financial Planning Manager at your local branch to find out what's best for you.