Switch to NatWest today
You could take advantage of our £180 offer when you switch to one of our Reward accounts. T&Cs apply.
Apply online or via our mobile app to open a new Reward account and switch your current account held elsewhere using the Current Account Switch Service. This means your old bank account will close and any funds and Direct Debits will move over to us.
If you're an existing customer, you can switch your account held elsewhere in to an existing eligible Reward account, or switch in and upgrade an existing account to one of our Reward accounts.
To be eligible for the offer, within 60 days of completing the switch, you must:
When you've met these conditions, we'll pay £180 into your eligible account within 7 days.
Specific account eligibility criteria and monthly fees apply.
If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. Offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs apply.
There are plenty of reasons to switch your bank account. You may be looking for introductory offers or improved customer service.
If you're switching your current account to NatWest, we'll do the hard work for you and you'll barely need to lift a finger:
You can see our range of current accounts here, if you successfully switch, you can:
Use the mobile app to pinpoint your spending hotspots and see a personilised view of what you've spent, and how you're doing against various budgets you have set for the month, in the 'Highlights' tab of spending.
Criteria apply
You can explore our savings accounts available to Natwest customers.
Account eligibility criteria apply
NatWest customers can subscribe to Rooster Money fee free, usually £19.99 a year subscription fee. Rooster Money is an account for children age 6-17.
Learn more about Rooster Money
Eligibility criteria apply.
Other fees may apply.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Whether you’re a new or existing customer, it’s easy to switch bank accounts to us. Here’s how to get started, with or without a NatWest account.
Simply choose an eligible account below and follow the instructions to start your application. You'll be able to request the switch during your application. If you're not sure which type of account is best for you, we can help you compare current account types.
To apply, you need to be 18+ and a UK resident. You need to also pay in £1,250 to an eligible NatWest account every month. You can only hold a maximum of 1 Reward account in your name, and 1 joint names.
Must be 18+ and a UK resident to apply. Premier Banking criteria applies.
Must be 18+ and a UK resident to apply.
You'll need to either log in to the mobile app or Online Banking to start your application.
Mobile app:
If you're already using a device with the NatWest app, select the ‘Start your switch today' button below.
Using a desktop? Simply scan the QR code with your mobile device that has the NatWest app.
Once logged in, follow the steps below:
You will need the most up to date version of the app, to make changes to your account.
Online Banking:
If you would prefer to use Online Banking, log in and click 'Account details' on the account you would like to switch into and select ‘Switch to NatWest’.
The Current Account Switch Service is an independent service that helps seamlessly move your bank account from one provider to another. It aims to make switching current accounts a smooth and reliable process, no matter which bank you are switching to and from.
Banks signed up to the Current Account Switch Service offer a guarantee whenever you move accounts between them. It means that we promise:
To reduce friction, we’ll transfer most of your banking commitments when you change a bank account with us. But it’s important to remember that not everything can be moved across.
Here are the main things that will redirect automatically:
These won't redirect automatically:
You’ll require a few key details before you can switch current accounts with NatWest. It’s useful to gather the following together:
Changing bank accounts doesn’t have to involve a complete switchover from one provider to another. In fact, it’s possible to make partial switches too. Here’s a quick look at the main differences between full and partial switches.
This is where you move your balance and existing payments to a new account. The old account is closed, concluding your relationship with that provider. This option is for those who want to make a clean break from their previous bank and keep everything together in one place.
With a partial switch, you open a new account but keep the old one open too. You can choose to move all of your payments across to us or leave them with your existing bank. This option leaves you with two current accounts and more flexibility over where you can make payments from. But it means your arrangements will be split between two places.
Please note, a partial switch does not qualify for any switch incentives we may offer.
We offer plenty of options when switching a bank account. Check out our full range of bank accounts.
You can use the Current Account Switch Service to switch your current account from and to any of the participating banks and building societies. Joint accounts can be switched, as long as both parties agree to the switch and you are switching to another joint account. It is not possible to use the service to switch a joint account to an account in your name only.
We can't switch savings accounts either. Any other products you have with your old bank will not be moved at the same time. If you have an ISA with another provider you can transfer it to NatWest using our transfer process here.
If you use the Current Account Switch Service, your previous bank account will need to be closed as part of the process. By doing so, we can make sure any payments are transferred over and minimise confusion.
If you would rather keep both accounts open, it’s not possible to do so using the Current Account Switch Service, but we can still do a partial switch. Speak to us and we can explain your current account switching options.
When switching current accounts, your old account will still be active and usable up to and including Day 6. So, you can still pay with your card, and use online banking and mobile banking.
Just remember not to set up any new payments on your old account, as we can’t transfer new payments across.
Please note, a partial switch does not qualify for any switch incentives we may offer.
When you switch bank accounts, any existing payments (both incoming and outgoing) are moved to your new current account. When a payment moves across, we’ll send the originator a message to let them know about your switch so they can make any changes at their end.
Some organisations may want to get in touch to confirm that your account has moved. If you don’t want them to have your details, please let us know.
Any Direct Debits should automatically move across to your new provider after switching bank accounts. This is part of the Current Account Switch Service and is designed to save you time and hassle. Standing orders should also transfer across automatically.
Direct Debits and Standing Orders won’t appear on your account until the first payment has been taken. If you want to check your Direct Debits or Standing Orders have successfully transferred over, you can chat to Cora our digital assistant, who will be able to help you check.
You will need to ensure your details are up to date with your old bank. For example, if you have moved house and have not informed your old bank of your new address.
You will also need to declare all existing parties on your account and have details of any active debit cards held with your bank.
If you have allowed third parties to access your data, you will need to cancel any arrangements and set them up again with your new account details. You will need to get in touch with these providers directly.
In addition, because not every bank will support third-party providers’ services, some may not be able to access details of your new bank account.
It may be possible to switch bank accounts with an existing overdraft. However, it’s often done on a case-by-case basis. So, you’ll need to confirm with your new bank first. In cases where it’s not allowed, you will have to repay the overdraft before starting an account switch.
There is no set limit on the number of times you can switch your current account. Although it might be tempting to keep taking advantage of different introductory offers, it may leave a mark on your credit record if you overdo things.
You can't cancel a switch once the process has started. However, you can cancel your switch up to 7 days prior to your chosen start date, if you selected a future switch date when opening your account.
Joint accounts are eligible for our £180 switch offer however, if you or the joint party have previously received an incentive from the NatWest Group, you won’t qualify. Check out our Switch T&Cs for more information. If you’re not sure whether you’ve previously received an incentive, you can chat to Cora our digital assistant, who can help you check.
If you’ve previously received a switch incentive from the NatWest Group you won’t qualify for our current offer, check out our Switch T&Cs for more information. If you’re not sure, you can chat to Cora our digital assistant who can help you check.
No. To meet the criteria of the Reward account terms, you’ll need to pay in £1,250 every calendar month. To meet the criteria of the Switch offer, the £1,250 to meet Reward account terms would count towards the Switch offer. Therefore, you don’t need to pay in £2,500 to meet both criteria.
