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Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Turnover must be up to £2m. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
No card fee in the first year (normally £30), the annual fee also waived from second year onwards if you spend £6,000 or more each year

What is a business credit card?
Business credit cards are a way for companies to borrow money day-to-day. They’re similar to personal credit cards, allowing business owners or their employees to buy goods and services on credit. Your company pays the money back later, usually with interest.
Our business credit card could be ideal for businesses with a turnover under £2m, offering flexible features and potential cashback.
- No annual fee for the first year (card is also free in subsequent years where spend exceeds £6,000 p.a.)
- Earn 1% cashback at eligible fuel and EV charging stations
- Up to 56 days interest-free when you pay your balance in full
- Access to cashback offers through Business Savings from Mastercard
- Minimum credit limit of £500; maximum limit based on status
- Rated 5 stars by Moneyfacts, so you can have confidence in your choice

Automatically earn cashback on your business essentials
You could earn automatic cashback on the things that help you run your business. Business Savings from Mastercard is a free merchant discount programme available with the NatWest Business credit card.
Restrictions apply. Participating merchants and cashback offers subject to change. Terms apply.
Representative example
Representative APR
24.3%
(variable)
Purchase rate
16.9%
p.a. (variable)
Assumed credit limit
£1,200
Annual fee
£30
(for each card)