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NatWest book showing fee-free spending abroad.
Travel Reward credit card

Get more holiday rewards with NatWest

Representative 27.9% APR (variable)

Available to UK residents, aged 18+ and earning at least £10K per year
Phone and suitcase

1. What is a travel reward credit card?

A travel reward credit card is a card that could reward you when you travel and spend.

With our Travel Reward Credit Card, you’ll earn Rewards:

  • 1% back on eligible travel spending* on planes, trains, car rental, ferries, buses, hotel accommodation, travel agents, cruises, campsites and more.
  • 1% to 15% at selected partner retailers.
  • Or, instead of these, 0.1% back everywhere else.**
  • No foreign transaction fees on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a cash advance. You may also pay local fees.)
  • No annual fee.

*Find out what travel spending is eligible for Rewards

**You won’t earn 0.1% Rewards on top of any Rewards earned with your Travel Reward Credit Card: a. through 1-15% Reward offers from selected partner retailers; or b. travel-related purchases that are eligible for our 1% Rewards offer.

2. Why get our Travel Reward credit card?

Get Rewards every time you spend

Earn Rewards on your eligible travel and everyday spending. Then turn them into cash – or e-codes for chosen partner retailers – or donate to charity.

No foreign transaction fees

Spend with this card abroad and pay zero foreign transaction fees. (You’ll pay a fee to get money from a cash machine and for cash advances. There may also be local fees.)

Join the millions who use our app

From viewing your MyRewards balance to finding your PIN, it’s easy to manage your card with our app. Criteria applies.

3. Check your eligibility

Find out if you could get this card before you apply. It takes less than 10 minutes to see if we'll say 'yes' and it won’t affect your credit score.

Representative Example

Purchase rate

27.9%
p.a (variable)

Representative APR

27.9%
(variable)

Assumed credit limit

£1200

Annual fee

£0
Information Message

4. Try our Travel Reward Credit Card calculator

Use our Rewards calculator to see how much you could earn back on your spending.

Earn at least
£1.00
Earn at least
£1.00
Calculate your Rewards
Step 1 of 4

How much do you spend on travel (excluding fuel) and holiday accommodation each year?

This includes planes, trains, hotel accommodation and more.
Earn at least
-
Calculate your Rewards
Step 2 of 4

How much do you spend at these partner retailers?

Earn at least
-
Earn at least
-
Earn at least
-
Calculate your Rewards
Step 3 of 4

How much do you spend on all your other bits and pieces?

It could be anything from your spend abroad to your spend at home.
test
You'll earn at least
-
each year
Calculate your Rewards
Step 1 of 4
You'll earn at least
-
each year

Your Rewards

Yearly Rewards

value

Yearly Rewards

value

Yearly Rewards

value

5. It's easy to manage your Travel Reward credit card...

Your Rewards

How Rewards work

You earn Rewards every time you use your Travel Reward credit card. Plus, we don't limit how many you can earn – unlike with some other reward cards.

Where you earn Rewards

Earn 1% in Rewards on eligible travel spending and up to 15% on monthly offers from chosen partner retailers. Earn 0.1% everywhere else.

How to spend your Rewards

As soon as you’ve earned at least 5 Rewards (worth £5), you can choose what to do with them. Will you bank ‘em, trade ‘em or donate ‘em?

How to pay and more

Why use our app?

Charges and fees

Get ready to apply

We'll check your eligibility at the start

We'll ask a couple of questions about you to get started so we can let you know if you'll be approved and the indicative credit limit and interest rate you'll receive.

Don't worry - this doesn't have an impact on your credit score until you decide you want to go ahead with your application.

Now please take a look at the important legal info

By selecting 'continue' below, you are confirming that you have been provided with, and are happy with what's in these documents. Please take some time to review, print and/or save the important information.

 

All okay? Let's get started

7. How to apply for a credit card - FAQs