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Open a joint current account
Joint bank accounts
An easier way for two people to manage money
Sharing a bank account with your partner or friends can make it easier to take care of shared expenses and bills.
A joint account still lets you do all the things you can do with a sole account, but you’ll share control and responsibility with someone else.
Once you’ve added someone to your account, you’ll both get a contactless bank card and access to the joint account on our mobile app and Online Banking.
Select account
Our basic current account
Our Select account is a basic bank account that gives you everything you need for your day-to-day banking needs:
- Monthly fee free banking.
- Take care of your bank account on the go with our mobile app and Online Banking. Criteria apply.
- Pay however you like with Apple Pay, Google Pay™ and contactless. Limits apply.
To apply, you need to be 18+ and a UK resident.
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Reward account
Earn money back in Rewards
With the Reward bank account, for a £2 fee, you could:
- Earn up to £5 a month back in Rewards.
- Redeem Rewards as money back into your account or trade them up for e-gift codes with our partners.
- Even donate your Rewards to charity if you like.
To apply, you need to be 18 or over and a UK resident. To hold this account, you need to pay £1,250 into an eligible NatWest account every month. To earn £5 rewards, you earn £4 a month back in rewards for two or more Direct Debits (at least £2 each) and an additional £1 a month back in rewards with one mobile app log in. If you have an existing Select account you’ll need to covert it to Reward.
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How to open a joint bank account
To get a joint account, you’ll first need to open a sole account and then add someone to it. You can choose an account you already have or set up a completely new one. To find out the best way for you to add someone to your account, you can use the filters below:
Are you new to us?
Here 24/7
You can talk to us wherever and whenever you choose using Video Banking. This 24/7 service can help you keep on top of your goals with a free Financial Health Check.
Boost your financial wellbeing
Whether you’re on top of your finances or you feel like you’re burying your head in the sand, we’re here to help via our app and in person.
Security matters to us
Security is important to us. That’s why we give you the option of being able to lock and unlock your debit card. If you or the other joint account holder misplaces a card, you can easily keep your finances safe until you find it.
Switch to NatWest
Why not switch your current account to NatWest, we'll do all the hard work for you and you'll barely need to lift a finger.
