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Drive away in your new or used car
Car Loans

Apply for a car loan

You could get your money today if you apply and are approved before 5:45pm, Monday to Friday, excluding bank holidays.

Pay back the same amount each month.

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

Try our car loan calculator

Home improvement loans are available over an extended term, up to 10 years.

How much would you like to borrow?

Representative 6.6%  APR

The Representative APR changes based on the amount you borrow. You can borrow more than £7,500 over a period of up to 8 years.

Representative 6.6%  APR

The Representative APR changes based on the amount you borrow.

How long would you like to repay?

60 Months

Representative Example

Borrowing

£10,000

Over

60 Months

Monthly repayment

£195.24

Total repayment

£11,714.40

Representative

6.6

% APR
(Annual Percentage Rate)
Interest rate

6.60

% p.a.
(Fixed)

The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.

How long could you borrow for?

You could pay back your loan over 1 to 8 years - it depends how much you're borrowing and what you're borrowing for.
Take a break with a 3-month repayment holiday

Take a break with a 3-month repayment holiday

  • At the start of your application, we'll give you a quote. This might include the option to take a repayment holiday.
  • You could then choose to delay your first payment by 3 months.
  • You'll need to say if you want to take a repayment holiday before you start your car loan. 

It's easy to manage your car loan

We make it easy to manage your loan, so you're in control:

Pay us back early
Make overpayments
Check your credit score via the mobile app
Change your payment date

How to get your car loan

1. Get a personalised quote

See if we're likely to say 'yes' before you apply. A quote takes minutes and won't affect your credit score. 

 

2. Complete your application online

After you know how much you could borrow, apply online in less than 10 minutes for an instant decision. 

 

3.  Get your cash

After you’re approved, you could get your money in your account the same day.

Are you ready to apply?

We'll start with your free quote

At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.

To apply online, you'll need to:

  • Be 18+ and a UK resident. 
  • Not have been declared bankrupt in the last six years.
  • Not have applied for a loan with us in the last 28 days.

Sounds good so far? Just a bit more info to get through:

Ready to apply?