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Safe, secure and simple ways to pay
Set up your digital wallet
With your mobile-phone, tablet or wearable, you can pay without carrying your debit card. Look for the contactless symbol, Apple Pay, or Google Pay options to make your contactless payment using your digital wallet, where you can:
Pay over contactless limits without a device signal.
Protect your details like chip and PIN. It won't be shared with the reader.
Secure your account with biometric login like fingerprint or face ID.
Apple Pay and Google Pay available on selected devices. Retailer limits may apply. Google Pay is a trademark of Google LLC.

Apple Pay
Learn to set up Apple Pay for payments on your Apple device.

Google Pay
Learn to set up Google Pay for payments on your Google device.

Click to Pay
Click to Pay with Mastercard is fast, simple, and secure for online payments. You don't need to fill in the card details every time.
Available at selected retailers.
Other ways to pay in-store and online
Look for the contactless symbol at the checkout and enjoy quick payments up to £100, or you can choose a lower contactless limit.
Remember to turn on debit card notifications to keep track of what you've paid.
Make sure to keep your PIN hidden. If you've forgotten your PIN, you can use the See PIN feature when you shop in-store.
Shopping online using your card is one of the safest ways to pay.
- Save your payment details using auto fill on your browser for quicker checkouts. Find out how to set this up
- Checkout without your actual card? Use our app to securely access card details for online payments.
- Keep track of your spending in our app using spending insights and set budgets if you're 16 or older. Only available for Personal and Premier accounts.
- Always use strong passwords and watch out for scams when shopping online. Find out how to protect yourself
- Having trouble with something bought with your card? Our support centre is available to help. Visit our card payment support centre.
Set up card payment controls
Stay in charge of your card payments using our app.
Get peace of mind by turning off unwanted payment methods.
Stay on top of your spending by managing contactless payments. Turn contactless off if you find it leads to overspending.
Make your money go further by managing recurring payments like subscriptions effortlessly.
Feel extra safe by choosing a contactless payment limit below £100.
Criteria apply.

1. Log in and select account
Log in to your mobile app. Select the current account to set controls on.

2. Manage my card, then card payment controls
Select 'Manage my card' followed by 'Card payment controls'.

3. Toggle on and off controls
You have the power to manage:
- Contactless payments and set limits
- Online and telephone spending
- Gambling restrictions
- International payments
- Chip and PIN

Spending abroad
No charge for standard international payments
We let you make standard international payments without any fees when using online banking or our app.
More about international payments
Use your card safely abroad
Buy a drink on the beach without the need to carry cash. Where accepted, your card, mobile or wearable device can make all these payments safely.
More about using your card abroad
Criteria apply.

Requesting money
Need to square up with friends?
Send a payment link from your device to receive money. Or show your QR code to someone nearby.
Need to split a bill with flatmates?
Split the bill to share a transaction's cost with up to nine friends.
Eligibility and criteria limits apply.

Pay a person or a bill
Pay someone new using their name, account number, and sort code. Use our mobile app or online banking to do this.
You can make a personalised limit change with biometric approval.
Limits apply. You must be aged 16 or over.