(i) Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Representative APR (Annual Percentage Rate) is used for comparison purposes and shows the annual interest rate we expect at least 51% of customers who are accepted for and enter into a loan agreement with us to get. APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee.