Overlay
Photo of a financial chart on a monitor
Working Capital

Helping corporates keep their working capital and trade finance on course

warning Message

Invoice Finance

Access funds locked up in your trading assets, to improve your company’s working capital.

Invoice Discounting

Invoice Discounting is a way to quickly release cash tied-up in outstanding invoices, mitigating the cashflow challenge of open account trading with your key customers.

We could advance you up to 90% of the value of your eligible sales ledger, within 24 hours of the invoice being raised.

Information Message

Asset Based Lending

Asset Based Lending (often abbreviated to ABL), works in harmony with Invoice Discounting, to unlock the cash tied up in your stock, plant & machinery and property.

Asset based lending could give you flexible financing as the facility could grow with your business; releasing liquidity from across your balance sheet.

Information Message

Trade Finance

Our products help customers manage their trading relationships whether they are domestic or cross border in nature, offering solutions to mitigate risk and finance the working capital cycle.

Our expertise in global trade finance could help improve your risk management, cashflow, and to gain better control over your imports and exports. Our trade finance products aim to ensure any risks are mitigated and provide you and your trading partners with reassurance.

Trade Finance

We have four types of trade finance products

Bonds, Guarantees & Standby Letters of Credit

Bonds, Guarantees & Standby Letters of Credit

Provide companies with additional protection in respect of their business or customers, performance or financial obligations.

We could issue guarantees on your behalf or receive and validate guarantees issued by other banks in your favour.

Information Message

Letters of Credit

Letters of Credit provide a secure method of settlement and reduce the risk of non- payment for delivered goods.

Once issued they are legally binding, irrevocable and cannot be cancelled unless all parties agree.

Information Message

Documentary Collections

Cover your business against performance risk. Negotiate new payment terms with suppliers,

which could offer better security for both sides.

Information Message

Trade Loans

This short term working capital funding could help source, produce, package and ship your goods – whether trading in the UK or internationally.

Information Message