Finance is subject to status. Security may be required. Product fees and specific eligibility criteria may apply.
Invoice Finance
Access funds locked up in your trading assets, to improve your company’s working capital.
Invoice Discounting
Invoice Discounting is a way to quickly release cash tied-up in outstanding invoices, mitigating the cashflow challenge of open account trading with your key customers.
We could advance you up to 90% of the value of your eligible sales ledger, within 24 hours of the invoice being raised.
Asset Based Lending
Asset Based Lending (often abbreviated to ABL), works in harmony with Invoice Discounting, to unlock the cash tied up in your stock, plant & machinery and property.
Asset based lending could give you flexible financing as the facility could grow with your business; releasing liquidity from across your balance sheet.
Bonds, Guarantees & Standby Letters of Credit
Bonds, Guarantees & Standby Letters of Credit
Provide companies with additional protection in respect of their business or customers, performance or financial obligations.
We could issue guarantees on your behalf or receive and validate guarantees issued by other banks in your favour.
Letters of Credit
Letters of Credit provide a secure method of settlement and reduce the risk of non- payment for delivered goods.
Once issued they are legally binding, irrevocable and cannot be cancelled unless all parties agree.
Documentary Collections
Cover your business against performance risk. Negotiate new payment terms with suppliers,
which could offer better security for both sides.
Trade Loans
This short term working capital funding could help source, produce, package and ship your goods – whether trading in the UK or internationally.