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Woman making home improvements
Home improvement loans

Make your home your happy place. Apply for a home improvement loan.

You could get your money today if you apply and are approved before 5:45pm, Monday to Friday, excluding bank holidays.

You could borrow up to £50,000 over 1 to 10 years, depending on how much you're borrowing.

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

Information Message

Try our Home Improvement loan calculator

Home improvement loans are available over an extended term, up to 10 years.

How much would you like to borrow?

Representative 6.6%  APR

The Representative APR changes based on the amount you borrow. You can borrow more than £7,500 over a period of up to 8 years.

Representative 6.6%  APR

The Representative APR changes based on the amount you borrow.

How long would you like to repay?

60 Months

Representative Example

Borrowing

£10,000

Over

60 Months

Monthly repayment

£195.24

Total repayment

£11,714.40

Representative

6.6

% APR
(Annual Percentage Rate)
Interest rate

6.60

% p.a.
(Fixed)

The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.

How long could you borrow for?

You could pay back your loan over 1 to 10 years - it depends on how much you're borrowing and what you're borrowing for.
Take a break with a 3-month repayment holiday

Take a break with a 3-month repayment holiday

  • At the start of your application, we'll give you a quote. This might include the option to take a repayment holiday.
  • You could then choose to delay your first payment by 3 months.
  • You'll need to say if you want to take a repayment holiday before you start your home improvement loan. 

If you take a loan repayment holiday, your loan will take longer to pay back. You'll also have to pay back more each month - so your loan will cost more. This is because we charge interest during your loan holiday. 

It's easy to manage your home improvement loan

We make it easy to manage your loan, so you're in control:

Pay us back early
Make overpayments
Check your credit score via the mobile app
Change your payment date

Are you ready to apply?

Please take your time to read this page and decide if a loan is right for you. Unsure? Try our borrow options tool. 

We'll start with your free quote

At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.

To apply online, you'll need to:

  • Be 18+ and a UK resident. 
  • Not have been declared bankrupt in the last six years.
  • Not have applied for a loan with us in the last 28 days.

Sounds good so far? Just a bit more info to get through:

Ready to apply?