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Proud Partners of Team GB
Sprint ahead with our choice of business bank accounts
The below products are available to eligible customers who are over 18. Specific account and service eligibility criteria apply.
Free banking on everyday transactions means the charges for the day to day running of your account (known as your service charges) won’t apply during the free banking period. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. At the end of this period, you’ll be automatically moved to the Standard Tariff. Not applicable to Mettle.
App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Build on your potential with our Start-up account
On your marks, get set, go! A NatWest account with extra support for your start-up business, plus free banking on everyday transactions for 2 years
- For businesses trading less than a year with turnover of less than £1m
- Free programmes that could help you grow and support that could help you run your business better (some services available to customers and non-customers)
- Connect with experts who could take you further and help achieve your goals sooner
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Grow stronger with our Business bank account
Achieve your goals with free banking on everyday transactions for 2 years* when you switch to a NatWest business bank account.
- Our account for businesses with turnover above £1m. Or, for businesses with turnover below £1m who have been trading for over a year.
- A dedicated Relationship Manager to look after your business (turnover and eligibility criteria apply)
Switch offer is available for customers whose projected or existing turnover is below £2m, and who make a full switch to a NatWest business bank account using the Current Account Switch Service (CASS). It's not available to customers switching a Royal Bank of Scotland or Ulster Bank business current account to NatWest. CASS is not currently available for Mettle accounts.
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The bank account built for the self-employed
Apply in minutes for free digital banking with Mettle by NatWest
- For sole traders and limited companies with up to two owners and balances of less than £1m (UK residents only)
- 100% free – no hidden costs or transaction charges
- You won't have access to credit or borrowing options and cheques
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Make a big impact with a Community bank account
Are you among the 160,000+ charities, clubs or other non-profit organisations in England and Wales? Check out the NatWest Community account.
- Existing NatWest personal or business banking customers are eligible to apply for free banking if your community account's annual credit turnover is less than £100,000 and remains at this level
- Everyday support from texts and email alerts
- Authorise up to four individual signatories
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Free business banking on everyday transactions for 2 years when you switch to a business bank with us
If you've got an annual turnover of up to £2m and switch your business bank account to us using the full Current Account Switch Service, we'll give you 2 years of free banking on everyday transactions.
Everything will be moved across from your old account to your new account for you, all within 7 working days, including Direct Debits and Standing Orders.
Switch offer is not available to customers switching a Royal Bank of Scotland or Ulster Bank business current account to NatWest. Not currently available for Mettle accounts.
Free banking means the charges for the day to day running of your account (known as your service charges) won’t apply during the free banking period. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. At the end of the free banking period, you’ll be automatically moved to the Standard Tariff.
FreeAgent accounting software
Included with your business account, FreeAgent connects to your banking app to deliver real-time insights into your tax, cashflow, and invoicing.
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Get HR and health & safety support from MentorDigital
Manage your people anywhere, anytime, on any device with free tools from MentorDigital.
MentorDigital is subject to app store availability and phone network access. Network provider charges may apply. Some Mentor services incur a cost.
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Buddy up with Business Builder
With Business Builder you’re not on your own. Our specialist advice, smart tools, and upskilling opportunities are designed to help build your confidence.
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Grow with our Accelerator Programme
Discover wrap around support with one-to-one coaching and thought leadership, online or at our nationwide co-working hubs.
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What you need to open a NatWest business bank account
Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking account checklist from UK Finance, the UK’s leading trade association for financial services.
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See how our business bank accounts compare
If you’d like to see how our business bank account products stack up against the others in the market, you can compare them online at the following websites (suggested by the UK Government's Competition and Markets Authority):
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How fees work on our business bank accounts
Business bank accounts can often seem complicated when it comes to charges. We’re here to help you find ways to save and learn more about what you’re charged for. And although NatWest start-up business account holders don’t pay transaction fees for the first 2 years anyway, it’s always worth understanding how you can reduce your charges after that period ends.
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Have a look at some of our service measures
If you want to see how we have performed on key service areas, you can get a detailed view here.
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Business savings accounts
Make your money work as hard as you do with a Business Savings account. As an example, our Liquidity Manager 95-day Notice Account has an interest rate of 3.75% AER, 3.69% Gross p.a. (variable).
Note: The interest rate on the Liquidity Manager 95 account will change to 3.49% AER / 3.44% Gross p.a (variable) on the 27th January 2025.
Eligibility criteria apply. Interest rates are subject to variation. Early withdrawals from the Liquidity Manager Notice Accounts are not permitted.
Tyl by NatWest
Use our simple solution, Tyl, to take payments in-store, online or over the phone (eligibility and fees apply.)
Explained: the application process
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Six successful growth strategies
Our experts have put together six ways to help ensure your business is a success. We think its essential reading.
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10 micro-improvements for your business
Small changes can make a big difference. We’ve got ten tips that we think every business should read.
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