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Business banking cards
Find the best card for you
Security may be required. Product fees may apply. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Your registered business address must also be in the UK and you should be registered for tax purposes in the UK. Subject to status, for business use only.
Our business banking card benefits
Smart spending
Control your finances with ClearSpend app, available with our credit cards and onecard options.
Cash flow control
Our cards could help you manage your cashflow and business expenses.
Compare our business debit and credit cards
We offer a range of business debit and credit cards to help companies across the UK manage their expenses and spending. Compare business credit cards and debit cards with us to find a suitable solution for your company.
Showing 6 of our 6 cards
Business credit card
Good for - cashback on fuel and electric vehicle charging
- 1% cashback at eligible fuel and electic vehicle charging stations
- Annual fee of £30 waived from the second year onwards if you spend £6,000 or more each year
- Up to 56 days interest-free credit period on purchases
- 5* Moneyfacts rating
To apply, your annual turnover must be under £2m. An annual fee applies.
Turnover required
Under £2m
Annual fee
£30
(per card holder)
Representative APR
24.3%
(variable)
No card fee in the first year. Fee also waived from second year onwards if you spend £6,000 or more each year
Business Plus credit card
Good for - cashback on travel
- Up to 3% cashback on eligible fuel, business/trade supplies, travel and more.
- No charges for purchases abroad
- Enjoy up to 56 days interest-free credit
- 5* Moneyfacts rating
To apply, your annual turnover must be under £6.5m. An annual fee applies.
Turnover required
Under £6.5m
Annual fee
£70
(per card holder)
Representative APR
29%
(variable)
Cashback limited to £600 per year
onecard
Good for - multiple employee use
- Available to Limited companies, Limited liability partnerships, Partnerships (of 4 or more partners) and Charitable incorporated organisations
- Available under the Public Sector Card (PSC) framework agreement
- Easier VAT reclaims
To apply, your annual turnover must be £2m or above. An annual fee applies.
Business debit card
Good for - everyday spending
- Free cash withdrawals. Withdraw up to £1,500 per day from UK cash machines
- Emergency Cash. Limits apply
- Contactless payments
Transaction fees may apply
Business Cash card
Good for - card management
- Cash control: Nominated staff can withdraw and deposit funds as needed
- Convenient access: Deposit cash/cheques and withdraw at NatWest ATMs, and Post Offices
- Card control: Set limits, update status, and track all transactions online
To apply you must be a UK resident aged 18 or over and hold a business bank account in the same legal entity name with NatWest. Fees for withdrawals and deposits may apply, as per your existing business bank account tariff, however no additional charges will be levied for using this service. Subject to status, business use only. UK businesses only.
Virtual card solutions
Good for - employees who travel
- Available under the Public Sector Card agreement
- Enjoy up to 56 days interest-free credit
- Simplified reporting for easier monitoring of travel spend
- Integrate directly into your general ledger or ERP systems
- Manage business spending on the go with our mobile virtual card
An annual turnover of £25m or above required to apply. An annual fee applies.
Turnover required
over £25m
Annual fee
Confirm on application
Showing 2 of our 6 cards
Business credit card
Good for - cashback on fuel and electric vehicle charging
- 1% cashback at eligible fuel and electic vehicle charging stations
- Annual fee of £30 waived from the second year onwards if you spend £6,000 or more each year
- Up to 56 days interest-free credit period on purchases
- 5* Moneyfacts rating
To apply, your annual turnover must be under £2m. An annual fee applies.
Turnover required
Under £2m
Annual fee
£30
(per card holder)
Representative APR
24.3%
(variable)
No card fee in the first year. Fee also waived from second year onwards if you spend £6,000 or more each year
Business Plus credit card
Good for - cashback on travel
- Up to 3% cashback on eligible fuel, business/trade supplies, travel and more.
- No charges for purchases abroad
- Up to 56 days interest-free credit period on purchases
- 5* Moneyfacts rating
To apply, your annual turnover must be under £6.5m. An annual fee applies.
Turnover required
Under £6.5m
Annual fee
£70
(per card holder)
Representative APR
29%
(variable)
Cashback limited to £600 per year
Showing 3 of our 6 cards
onecard
Good for - multiple employee use
- Available to Limited companies, Limited liability partnerships, Partnerships (of 4 or more partners) and Charitable incorporated organisations
- Available under the Public Sector Card (PSC) framework agreement
- Easier VAT reclaims
To apply, your annual turnover must be £2m or above. An annual fee applies.
Business Cash card
Good for - card management
- Cash control: Nominated staff can withdraw and deposit funds as needed
- Convenient access: Deposit cash/cheques and withdraw at NatWest ATMs, and Post Offices
- Card control: Set limits, update status, and track all transactions online
To apply you must be a UK resident aged 18 or over and hold a business bank account in the same legal entity name with NatWest. Fees for withdrawals and deposits may apply, as per your existing business bank account tariff, however no additional charges will be levied for using this service. Subject to status, business use only. UK businesses only.
Virtual card solutions
Good for - Employees who travel
- Available under the Public Sector Card agreement
- Enjoy up to 56 days interest-free credit
- Simplified reporting for easier monitoring of travel spend
- Integrate directly into your general ledger or ERP systems
- Manage business spending on the go with our mobile virtual card
An annual turnover of £25m or above required to apply. An annual fee applies.
Turnover required
Over £25m
Annual fee
Confirm on application
Business debit card
Good for - everyday spending
- Free cash withdrawals. Withdraw up to £1,500 per day from UK cash machines
- Emergency Cash. Limits apply
- Contactless payments
Transaction fees may apply
Showing 2 of our 6 cards
Virtual card solutions
Good for - employees who travel
- Available under the Public Sector Card agreement
- Enjoy up to 56 days interest-free credit
- Simplified reporting for easier monitoring of travel spend
- Integrate directly into your general ledger or ERP systems
- Manage business spending on the go with our mobile virtual card
An annual turnover of £25m or above required to apply. An annual fee applies.
Turnover required
Under £25m
Annual fee
Confirm on application
Business Cash card
Good for - card management
- Cash control: Nominated staff can withdraw and deposit funds as needed
- Convenient access: Deposit cash/cheques and withdraw at NatWest ATMs, and Post Offices
- Card control: Set limits, update status, and track all transactions online
To apply you must be a UK resident aged 18 or over and hold a business bank account in the same legal entity name with NatWest. Fees for withdrawals and deposits may apply, as per your existing business bank account tariff, however no additional charges will be levied for using this service. Subject to status, business use only. UK businesses only.
Useful business banking card FAQs
You could consider a business credit card if your turnover is likely to be under £2m. The annual fee is waived in the first year (usually £30). The annual fee of £30 is also waived from the second year onwards if you spend £6,000 or more each year.
All cards are suitable for multiple employees. However, if you’re a larger business or corporate then you may wish to consider the onecard for turnovers over £2m or virtual card solution for turnovers over £25m due to their more advanced features.
Our Business Plus credit card has no charges on purchases abroad. You may also consider our virtual card solution which makes it easier for you to create detailed travel expenditure reports.
Use our Currency Conversion Tool to get a better understanding of the charges associated with the cross-border payments you make with your card.
Simply enter the details of your transaction and the tool will outline the currency conversion charges based on the European Central Bank daily rate.
Please note, the figures displayed in the tool change daily. These details will be provided so you can compare our fees with other bank fees in Europe.
You can easily apply for a NatWest business card online. Once you’ve completed your business debit or credit card comparison and identified the most suitable option for your company, just click apply to move forward with your application. Please note, we adhere to the Standards of Lending Practice which are monitored and enforced by the LSB.
If you’re applying for one of our business credit cards, you could seek advice from an independent financial adviser, charity (for example, Citizens Advice) or not-for-profit organisation before signing up to our terms.
Discover more information on our Standards of Lending Practice for Business Customers.
Whatever the challenges your business is facing, we’re here to help.
You can find more information on our Financial Support page including useful tools and contact details.
More support from NatWest
Tyl by NatWest
Make it easier for your customers to pay you in a way that’s fast and secure for everyone.
Start up Account
The Start up business account is available for businesses that have been trading for less than 1 year and have a turnover of less than £1m.
Business Builder
Business Builder has been developed to support businesses and entrepreneurs at all stages.
Something else we can help you with?
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