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Manage or apply for a Business Debit card

Business debit card

Hassle free banking with your Business debit card

Your Business debit card is great for everyday purchases. It’s designed for you regardless of the size of your business and can help reduce the administration involved in reconciling cash and personal card expenses. That way it’s easier to keep track of all your business spending.

Good for the business world. Amazing for the whole world.

All our cards are made from 86% recycled plastic. And that's not all, as we're aiming to make all our operations climate positive by 2025.

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Business debit card benefits

Withdraw cash

Cash withdrawals

Withdraw up to £1,500 per day from UK cash machines.

Emergency Cash

Don't panic, we've got you covered with emergency access to your cash. Limits apply.

Find your nearest branch

Use the branch locator to find your nearest NatWest cash machine.

Secure payments

Contactless payments

Make payments quick and simple with contactless technology.

Secure payments

All transactions are protected to keep you and your money safe.

Mobile Payments

Use Apple Pay and Google Pay™ to make secure payments on your mobile.

Going abroad

Using your card overseas

Don't be caught out by unexpected foreign transaction fees.

24/7 Support

We're on hand to make sure you have a relaxing holiday.

Enjoy merchant discounts with Mastercard® Business Savings

Business Savings from Mastercard is a free merchant discount programme available with the NatWest Business credit and debit card. You could earn automatic cashback on the things that help you run your business.

Restrictions apply. Participating merchants and cashback offers subject to change. Terms apply.

Here are some things you need to know before applying:

  • To apply for a debit card, you must be an authorised signatory on the related account.
  • The application form must be authorised in line with your mandate. For instance, if your mandate states that two people must sign, you must include two authorised signatories on the form. 
  • The authorised signatories will receive a request through Adobe to electronically sign the form.
  • If you need support understanding or updating your authorised signatories/bank mandate, visit the Manage your signatories hub.
  • Only 4 cardholders are permitted per Business current account.

We’ll process your application within five working days of receiving it. We will only receive the request once all authorised signatories have signed the form. 

If your application is successful we’ll send your card and PIN out separately within 3-5 working days. If we need any further information or encounter any issues, we’ll notify you via text message. 

Rates & charges

Sterling withdrawals

It's free to withdraw sterling from any NatWest branch in the UK, Channel Islands, Isle of Man or Gibraltar.

Foreign currency

We will charge a Non-Sterling Transaction Fee of 2.75% of the value of the transaction.

Purchases abroad

Purchases made in a foreign currency will incur a Non-Sterling Transaction Fee of 2.75% of the value of the transaction.

Frequently asked questions

Use Apple Pay and Google Pay™

Apple Pay 

Now more than ever, you should consider using Apple Pay to pay with your business debit and credit card. It's contactless, safe and easy. It keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need. 

Google Pay™

Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals.

Apple Pay and Google Pay™ available on selected Apple and Android devices. Retailer limits may apply.

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