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Which business loan could be best for you?
Find the right loan for your business
Looking into borrowing for your business but unsure which loan would suit your needs?
Take a look at your business loan options below at a glance.
Controls
Borrowing amount
Borrowing amount
£1,000 - £100,000
subject to approval
Borrowing amount
Borrow from £25,001
up to £10m on a fixed rate interest, subject to approval
Borrowing amount
Borrow from £25,001
with no upper limit on a variable interest rate, subject to approval
Repayment terms
Repayment terms
1 - 7 years
Repayment terms
Up to 25 years
interest rates able to be fixed for up to 15 years at a time
Repayment terms
3 months to 25 years
Interest rate
Interest rate
Fixed
the interest rate stays the same throughout the loan
Interest rate
Fixed
the interest rate stays the same throughout the loan
Interest rate
Variable
the interest rate may vary as it changes in line with NatWest Bank base rate
Early Repayment Charge
Early Repayment Charge
No, there are no Early Repayment Charges
Early Repayment Charge
No, there are no Early Repayment Charges
Early Repayment Charge
No, there are No Early Repayment Charges
Repayment structure
Repayment structure
Monthly repayments
Repayment structure
Monthly repayments
Repayment structure
Monthly repayments
Repayment holiday
Repayment holiday
Not available
Repayment holiday
Capital Repayment Holiday available
subject to approval. Conditions apply and you must keep paying the interest during the repayment holiday
Repayment holiday
Capital Repayment Holiday available
subject to approval. Conditions apply and you must keep paying the interest during the repayment holiday
Eligibility criteria
Eligibility criteria
- You are aged 18 or over
- You are a director of the business you're applying on behalf of
- You have not been declared bankrupt or received a County Court Judgement (CCJ) or a Court Decree
- You hold a Business Current Account with any provider
Eligibility criteria
- You are aged 18 or over
- You are a director of the business you're applying on behalf of
- You have not been declared bankrupt or received a County Court Judgement (CCJ) or a Court Decree
- You hold a Business Current Account with any provider
- Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it
Eligibility criteria
- You are aged 18 or over
- You are a director of the business you're applying on behalf of
- You have not been declared bankrupt or received a County Court Judgement (CCJ) or a Court Decree
- You hold a Business Current Account with any provider
- Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it
Application process
Application process
Have a NatWest Business Account?
You can apply in just 10 minutes, using your Online Banking details. If approved, you could have the money within 24 hours.
New to NatWest?
If you don’t have a NatWest Business Account, you can still give our dedicated team a call to talk through possible solutions, tailored to you.
0345 711 4477
Application process
Give our dedicated team a call to talk through possible solutions, tailored to you. You can also contact your Relationship Manager directly if you have one.
0345 711 4477
Application process
Give our dedicated team a call to talk through possible solutions, tailored to you. You can also contact your Relationship Manager directly if you have one.
0345 711 4477
A personal, director or member's guarantee may be required. Over 18s only. Subject to status, business use only. Security may be required. Product fees may apply. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
Changes in the NatWest Bank base rate will affect the amount you need to pay to fully repay your loan. If you repay your loan from an account with NatWest or via Direct Debit, we will automatically adjust your repayments to reflect changes in the NatWest Bank base rate going forward (or, wherever possible, let you know if we are not able to do so for whatever reason). If you repay your loan via standing order from an externally banked account, we will be in touch to let you know the next steps required to adjust your repayments accordingly.
Consider a Green Loan
Our Green Loan may be able to help fund your business's sustainable and climate ambitions.
Other ways to borrow
If a loan doesn't suit your needs, explore all our lending options for your business.
Customers with hearing and speech impairments can contact us by using our Relay UK Service: 18001 0345 711 4477
For more information visit the accessibility page.
Calls may be recorded for training and monitoring purposes. To see how much your call might cost, visit the call charge information page.
Something else we can help you with?
National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.