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Compare our business savings accounts

Earn interest on your cash with our range of business savings accounts

Find the best business savings account for you

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If you already have a savings account with NatWest, and you are impacted by a rate change, you will receive a notice from us in due course. The notice will tell you when the rate change takes effect.

Get instant access to your savings

1.26% - 1.71% AER p.a (variable)

  • 1.25% - 1.70% Gross p.a (variable)
  • Instant access to your savings - no notice required to withdraw
  • Interest rates vary based on the amount deposited
  • Manage your account via our mobile app, online or by phone

 

Note: The interest rate on this account will change to 1.11% - 1.71% AER / 1.10% - 1.70% Gross p.a (variable) on the 24th April 2025.

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Earn more interest with our 35-day notice account

2.75% AER p.a (variable)

  • 2.72% Gross p.a (variable)
  • Higher interest rates than our instant access account
  • 35 days notice required to withdraw
  • No minimum or maximum balance
  • Manage your account via our mobile app, online or by phone

 

Note: The interest rate on this account will change to 2.50% AER / 2.47% Gross p.a (variable) on the 24th April 2025.

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Our best notice account business savings rate

3.49% AER p.a (variable)

  • 3.44% Gross p.a (variable)
  • Higher interest rates than our instant access or 35-day notice accounts
  • 95 days notice required to withdraw
  • No minimum or maximum balance
  • Manage your account via our mobile app, online or by phone

 

 

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Fixed-term savings accounts

Treasury Reserve

Fixed interest rate, earned daily and paid at maturity

  • We'll agree the interest rate when your account is opened
  • Flexible savings terms, up to one year (minimum balances apply)
  • Early withdrawals not permitted
  • No maximum balance
  • Manage your account by phone
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Stay in control of your clients' funds

Client Deposit Manager

Access anytime and earn interest on your client's money

  • Instant access to funds
  • Interest paid quarterly
  • Manage separate accounts for each client
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Clients' Monies Service

A smart, efficient way to manage third-party funds

  • Secure real-time online transactions for client funds
  • On-hand support when you need it 
  • Only used for managing client funds
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Currency savings accounts

Business Currency Reserve

  • Commonly used for making payments worldwide and improving the return of your currency business savings
  • Interest rates to reflect the size of your balance
  • Minimum deposit required to open the account
  • Transfer money electronically using Bankline
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What savings account is right for my business?

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Useful information about our business savings accounts

Do I need to be a NatWest customer to apply?

No, you are not required to open or maintain a business current account with us in order to obtain or manage a business savings account.

Can I switch banks after taking out a Savings product?

You are able to switch your Business Current Account or your business banking to another provider while retaining your savings product with us.

Where can I learn more about Business savings?

To learn more about the types of savings accounts available for your business and the benefits of saving, check out our business savings support hub.

Opening a savings account? You could switch your business account too

By completing a full switch using the Current Account Switch Service (CASS), you could also get 2 years' free banking on everyday transactions. Sound good? Learn about switching to NatWest.

Manage your business savings account

Helping you get more from your savings account with helpful information on managing your account, interest rates, online and mobile banking, additional products and more.  

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