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NatWest Agriculture

With more than 200 years supporting the Agriculture sector, we understand the challenges the industry face. Our Team of expert Relationship Managers, as well as our dedicated Ag credit underwriters are here to support you. With our aim of collaboration and sustainability when you partner with us, you’ll tap into our network of expertise where we are keen to support your business in this ever evolving sector

Ian Burrow, Head of Agriculture Sector.

Why Choose NatWest

When you partner with us, you’ll tap into our formidable network of expertise. We work hard to build relationships across our network and can make business introductions between our customers across the UK.

Completely UK-based service offering.

Specialist agriculture relationship managers.

Long-term relationships with businesses from across the agricultural sector.

Dedicated agricultural underwriting team.

“The support I get from my agricultural bank manager and team at NatWest is invaluable and being able to access my manager easily and receive advice quickly enables us to make better business decisions.”

Robert Armstrong (Dairy Farmer), G Armstrong and Sons, Langlands Farm, Arrathorne.

Supporting your Agri-Business

We support UK farming businesses, with finance solutions provided to help the sector thrive. We support a wide range of business models, from traditional to vertical farming, and the agritech that increasingly supports these businesses.

In 2022, we announced £1.2bn in funding to support farmers facing inflation hikes. As part of our commitment to helping businesses across the sector deal with the complexities of rapid policy change and the move to more regenerative practices.

Our insight is specifically designed to help navigate challenging times and address issues such as climate change, diversity and succession planning.

We provide support via access to our national partner network of industry bodies, valuers, land agents and technical experts.

Whether you need specific financing, or want to discuss the upcoming trends for the sector and how to ensure your business remains future fit, we’re here to help.

How we could help you build a more sustainable business

We understand the uncertainty the agricultural sector has faced over the last few years, and we’ve been working hard with farmers and policymakers to ease the transition to more sustainable farming practices.

Sustainable Markets Initiative (SMI) is an agribusinesstask force designed to drive powerful collaboration across industries and sectors to help find farmers solutions that could support climate change ambitions. We work closely with key stakeholders across the initiative.

Investing in energy-efficient solutions for your farm

We have ways you could finance your energy efficiency project. So why not keep cash in your business and finance your energy efficient project with us?

Learn more and enquire

Green initiatives in business

Adopting green practices is crucial in tackling climate change, could also help your business be more efficient, and gain positive recognition from customers and investors.

Steps you could take

Day-to-day banking support

Funding and Loans

We could support all your funding needs, whether that’s offering overdraft support when you need it or helping you invest in your business with our flexible loans.

  • Overdraft support
  • Fixed or variable rate loans
  • Capital repayment holidays for extra flexibility
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NatWest Business Banking services are available to eligible customers, over 18 who have the right to be self-employed in the UK. Some services have specific eligibility and/or terms and conditions. Finance: Security may be required. Product fees may apply. Over 18s only. Subject to status.Interest will accrue during any repayment holiday, so it may take longer to repay the loan and cost more in the long run. Payments may increase afterwards.

Agricultural finance through Lombard

Investing in new machinery, equipment or vehicles is a big commitment for any agricultural business, where tight margins and unpredictable external events play a part. We work in partnership with Lombard’s agricultural specialists who can provide a variety of asset finance solutions that could help your business grow. Find out more.

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Security may be required. Product fees may apply. Finance is only available for business purposes.

Protect your staff with Mentor

Navigating health and safety procedures and employment law regulations can be complex and time-consuming. With Mentor, our specialists in employment law, HR and health and safety are on hand 24/7 to advise on the paperwork, practices and procedures that ultimately support growth. Find out more.

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Some Mentor services incur a cost.

Landed estates funding

Landed estates funding provides options such as term loans and bonds. Instead of standard lending metrics, we look at all income streams across your estate and base our decision on your specific circumstances.

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Bankline

We understand your industry can work seven days a week, so our banking services do too. Bankline allows you to manage multiple business accounts, create users with tailored roles and make payments of all sizes. Find out more.

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Bankline is available to eligible NatWest Business current account customers. Fees may apply.

Protect your business

When you’ve built something up, you want to look after it the best you can – protecting it against various risks and challenges you may face. Gallagher, our business insurance broker, have a range of options to choose that could protect your business and your staff, including public and employers’ liability to professional indemnity and more.

Insurance options

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Agriculture News and Insights

Stay up to date with our news and insights from the world of agriculture

A lake with boats on it

2022 Report highlights finance needs in sustainable farming

Changes to agriculture policy and financing will support farmers in becoming net zero by 2050.

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A lady in a field.

Basic Payment Scheme: beware the fraudsters targeting farmers

Scammers are using the Basic Payment Scheme (BPS) to target farmers expecting to receive their instalment from 1 December.

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Read the latest trends on our hub

Meet our NatWest Agriculture team

Whether you need specific financing, or want to discuss the upcoming trends for the sector and how to ensure your business remains future fit, were here to help.

Something else we can help you with?