Terms and Conditions

These terms and conditions set out the agreement between you and us (National Westminster Bank plc) in relation to the NatWest FinTech Growth Programme (which we refer to as the “programme”).  They explain how we will deliver the programme and the rights and responsibilities that each of us has.

By submitting your application to participate in the programme, you agree to be bound by these terms. If you do not agree to these terms, please do not submit your application to us.

Submission of an application does not guarantee your place on the programme. We’ll select the programme participants at our discretion and let you know whether or not your application has been successful.  We’ll also need to carry out legal and regulatory screening on successful applicants before their place on the programme is confirmed. If you are successful, we may ask you for some additional information to help us with those checks.

It is important to understand how we and others will use personal and financial information during the application process. When we use and share personal and financial information, we do so on the basis that we have a legitimate interest to prevent Financial Crime, to manage our risk and to protect our business and to comply with laws that apply to us.

For full details about how we may use personal and financial information, please see our full Privacy Notice at https://www.natwest.com/privacy-policy.html.

If your application is successful, we’ll let you know the start date of the programme by email. The programme will run for ten weeks from that date, but some of your business coaching sessions may take place after this period.

As part of the programme, we’ll provide you with:

• Kick-off and demo events at the beginning and the end of the programme
• Four workshops on business skillsets
• Four business coaching sessions and four mentoring sessions (four with a Natwest Business Lead and four with a Business Coach from our partner Aspire)

As a participant on the programme, you commit to:

• Attend the kick-off and demo events
• Attend all workshops
• Attend all 1-2-1 business coaching sessions
• Act in a professional manner throughout your participation
• Comply with all applicable laws and regulations throughout your participation

Note that the kick-off and demo events and two of the workshops will be run in-person in either London, Manchester or Edinburgh and you will be responsible for your own travel or accommodation expenses.

You will own all intellectual property rights that you create in your business while you are on the programme. This includes anything in relation to your business’s trade marks, patents, copyright, design rights or confidential information. This will be the case whether those things are developed independently by you or with any input from our programme managers or mentors.

We may provide you with training materials to develop or support you or your business. These materials are owned by us or our partners and are provided to you for personal, non-commercial use, only.

Any confidential information that you share with our programme managers or mentors in relation to your business will be kept confidential and will not be disclosed to any third parties (unless they have a legal or regulatory right to receive it).

If we share any information with you about our business which is classified as ‘confidential’ or which is clearly confidential, you agree that you will only use it for the purpose of your participation in the programme and will not disclose it to any third parties (unless they have a legal or regulatory right to receive it).

Each of us agrees not to share any customer information with the other.

You may post about your participation in the programme on your social media channels. If we provide you with a programme promotional asset which incorporates our branding, you may include this in your posts. You may not use the promotional asset and/or our branding for any other purpose, including on your website.

We may publicise the programme, your participation in it and your business. This may include publicly sharing photographs and/or video content from programme events, in which your business and its representative(s) appear. Please inform us if you do not wish to be included in photographs and/or video content.

While we hope your participation in the programme will be successful, we reserve the right to end our agreement with you at any time and to ask you to leave the programme. We may choose to do so, for example, if you do not engage in the programme, fail to attend programme events or for any other reason.

Except for damage you cause to our property, or where the law doesn’t permit, neither of us will be liable to the other under these terms for any:

• Indirect or consequential loss or damage; and
• Loss or damages of more than £1,000 sterling, per event or series of connected events, whether caused by breach of contract, negligence, or breach of statutory or any other duty.

• Inability to provide the programme. We are providing the programme to you free of charge.  Whilst we will try our best to provide you with all of the sessions outlined above, we may be unable to do so due to circumstances outside our control or for other reasons. 
• Advice we provide. Any advice or assistance that any of our mentors or partners provide is general in nature and is not designed to be specific to your particular circumstances.
• Completion of the programme. Once the programme has finished, our agreement with you will end. Participation in the programme does not guarantee any future relationship with us outside the scope of the programme.
• Changes to our agreement. We may update these terms from time to time to reflect changes to the programme or for any other reason. If we do update the terms, we will notify you by email.
• The law that applies to these terms. If you live in Scotland, Scots law applies to these terms. If you live anywhere else, English law applies to these terms. If there’s a dispute between us, either party can take legal action in any UK court.