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Your financial goals.

Our expertise.

Find out what Premier banking could do for you.

Before you apply for Premier

You'll need to be aged 18 or over and a permanent UK resident.

And meet ONE of the following criteria:

1. Your income

Minimum £100k sole income or £120k joint income paid into your NatWest account.

2. Savings or Investments

Minimum £100k savings or investments held with us.

3. Mortgage borrowings

£500k minimum mortgage borrowing with us.

Bringing ambitions to life

Life. You can make it happen. And it can happen to you. Our free Premier Banking service could help you manage your money and make it do more for you. With your own Premier Banking Manager and 24/7 support we’re here to provide financial help when you need us. For you and your family.

Precious people and places

Family, loved ones, and your hopes and dreams for them, can be some of the most important priorities in your life. Premier Banking could help make the most of your finances to provide for the people who matter most to you.

Turn your plans to reality

Plans come in all shapes and sizes; education, cars, homes, holidays and retirement. Whatever you aim to achieve, Premier Banking could provide you with the right support to help you bring them to life. 

Protecting what matters

Taking care of what matters to you, matters to us. We could help you protect your finances or provide the cover you need for your car, home and all your treasured possessions.

£150 switch offer with our Premier Reward accounts

Apply online or via our app to switch your current account held elsewhere in to an eligible Premier Reward account using the Current Account Switch Service and you could get £150.

Switch to us

Don't have a current account with us?  

Simply open a Premier Reward account and switch to us.

Already have a current account with us? 

Switch a current account held elsewhere in to your existing  account with us and change that account to one of our Premier Reward accounts.

If you already have an eligible Premier Reward account, you only need to complete the switch. 

Within 60 days of switching

Check you have the right account

Make sure you have an eligible Premier Reward account.

Pay in £1,250

This can be made of multiple payments and must remain in the account for 24 hours.

Log in to our mobile app

This can be done on any device that supports the NatWest mobile banking app.

You're all set

When you've met these conditions, we'll pay £150 into your eligible account within 30 days. 

Current Account Switch Guarantee logo.
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Premier and specific account eligibility criteria apply. Monthly account fees apply. Paying in £1,250 as part of the Reward account terms will also meet the Switch offer terms. If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. You won’t be eligible for this offer if you switch a current account from Royal Bank of Scotland or Ulster Bank. Offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs and restrictions apply. 

How to apply

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Open a new Premier account

If Premier is right for you and you're ready to apply, why not take a look at our Premier accounts and find one that suits you?

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Already a NatWest customer?

You could change your existing account to a Premier one. If you know your Online Banking log in details we could pre-fill some of the application for you too.

Compare Premier accounts

Premier Select account

Keep it simple with all the benefits of Premier

Not eligible for our £150 Switch offer.

Mobile Banking app that's simple to use. Criteria applies.
 
Pay your way; Apple Pay, Google Pay™ and Contactless Debit Card. Limits apply.
 

No monthly fee.

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Premier Reward account

Earn Reward plus all the benefits of our Select account

Eligible for our £150 Switch offer.

For a £2 monthly fee, you'll get:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each

£1 a month back in Rewards when you log in to our mobile banking app

Earn at least 1% at partner retailers when you use your NatWest debit card

You'll need to pay at least £1250 into your NatWest account every month.

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Premier Reward Black account

For existing current account customers only

Eligible for our £150 Switch offer.

For a £36 monthly fee, you'll get:

All the benefits of our Reward account

Airport lounge access and worldwide travel insurance

UK cinema discount

UK & European car breakdown cover

Mobile phone insurance

24/7 concierge service

Home emergency service cover

Premier Black account app

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Questions about Premier

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Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the scheme and how it protects your money (PDF, 3.8MB).

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