Earn Rewards for logging into your mobile app, spending at partners with your NatWest debit card and more, all for £2 a month.
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This account is eligible for the £150 switch offer. T&Cs and restrictions apply.
Your Premier Reward account gives you:
£10 a month back in Rewards
Get £9 a month back in Rewards for two Direct Debits - they need to be at least £4.50 each. And £1 in Rewards a month just for logging into our app.
At least 1% back in Rewards by spending at our retail partners
Whether you're shopping in Waitrose, or making hotel reservations with Booking.com, you can earn Rewards with our retail partners.
Bank, trade, or donate Rewards
If you’re feeling generous you can donate the Rewards you’ve built up, or choose to keep them for yourself as cash or an e-gift code.
How do I access MyRewards?
You can see your MyRewards balance and exchange straight from the NatWest app with the touch of a button.
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To earn Rewards you'll need to pay at least £1,250 into your NatWest account every month.
Earn your Rewards
Every month you can:
- Get £9 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits needs to be at least £2 each).
- Get £1 a month back in Rewards with 1 mobile app log in.
- Earn Rewards at partners when you use your NatWest debit card.
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Claim your Rewards
The choice is yours. You can:
- Redeem Rewards as cash which you can then transfer straight into your bank account or pay towards your NatWest credit card balance.
- Exchange for e-gift cards which you can use online or in store with our eligible partners.
- Exchange your Rewards into money which is donated to one of our chosen charities.
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Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your NatWest mobile banking app.
Not able to scan the QR code?
You can still get into MyRewards by:
- Using this MyRewards link to get into your app.
- Or you log in using Online Banking and use the MyReward section to access MyRewards.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
You’ll be taken straight to MyRewards in your NatWest mobile banking app.
Don't have the app?
Access MyRewards by logging in to Online Banking and click the MyReward section.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
You’ll be taken straight to MyRewards in your NatWest mobile banking app.
Don't have the app?
Access MyRewards by logging in to Online Banking and click the MyReward section.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Check your credit score for free
Get on top of your finances by regularly monitoring your credit score in our app.
Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.
Save your spare change with Round Ups
Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.
Save little and often and the pennies soon add up. Eligibility criteria and limits apply.
Get Cash without your card
Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card. Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.
Pay in cheques securely
Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.
Limits apply.
Lock and Unlock your debit or Mastercard credit card
If you've misplaced your debit or credit card, you can lock it until you find it. Card been lost, stolen, damaged? The quickest way to report this is with our app.
Budget better, spend less
Put your spending into categories and get a detailed view of where your money is going.
You must be aged 16+. Only available for Personal and Premier accounts.
Important documents
We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.
Get our £150 offer when you switch into your Premier Reward account
Switch your current account held elsewhere into your Premier Reward account using the Current Account Switch Service. Apply online or through our mobile app with your account details to switch. This means your old bank account will close, and any funds and Direct Debits will move over to us.
To be eligible for the offer, within 60 days of completing the switch you must:
- Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours
- Log in to the latest version of our mobile app.
When you've met these conditions, we'll pay £150 into your eligible account within 30 days.
If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. The offer can be withdrawn or amended at any time due to limited availability. App criteria applies. Offer T&Cs and restrictions apply.
Our Premier customers get more
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