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Women jumping into a pool and thinking about NatWest Premier current accounts
NatWest Premier banking

Make life a little easier with Premier Select

Premier eligibility criteria apply. To get this account you must be 18+ and a UK resident.

This account is not eligible for the current £180 Switch offer. 

You really could get something for nothing

For £0 a month

This current account helps you easily manage your money. It comes with a couple of handy extras, and no monthly fee.

Fees may apply for additional products and services.

The Premier Select account gives you:

No foreign transaction fee

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Overdraft

No interest on the first £500 of an arranged overdraft. Manage your money in the short-term. Pay no interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

With another bank? No problem.

Just let us know when you apply. We’ll switch your Current Account to us within seven days. We’ll move all your Direct Debits and standing orders from your old account to us so you don’t have to.

We can’t switch savings accounts or ISAs.

Find out how switching works Open in new window

Our Premier customers get more

Financial planning

Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.

Financial planning and advice

Exclusive support

A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals. 

Premier bank manager

Get ready to apply

Before you apply for a bank account with us, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first.

To join Premier you’ll need one or more of the following:

at least £100k sole income or £120k joint income paid into your NatWest account,

or a minimum of £100k savings or investments held with us,

or a £500k+ mortgage with us.

 

You can apply if you:

are aged 18+ and a UK resident.

 

You should also think about:

whether you want an overdraft or not,

Now please take a look at the important legal stuff

If you decide to apply, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in online banking - not posted. 

Please take some time to review, print and/or save the important information.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

As part of the checks that we will complete to verify your identity, we’ll take an image of your face so that it can be compared with your photo ID and this biometric data is captured.

All okay? Apply for a bank account online today.

To speed up your application for our Premier Select account, we need to do a few final checks with you. They'll only take a minute.

This account is not eligible for the current £180 Switch offer.

Continue
Do we already know you?
If you have a current account, credit card, loan or savings account with NatWest please let us know.
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What would you like to do today?
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You're all set

Your application will be completely online, and you won't need to post us any information or visit a branch.

  1. Tell us a bit about yourself and we’ll set up your account.
  2. Our partner Mitek will then check your identity by matching you to your Photo ID. Your Photo ID must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card. We might also ask for a valid proof of address. If you don't have your ID to hand you can finish this step later.
  3. Once they’ve confirmed your identity we’ll activate your account.

Please note, a partial switch does not qualify for any switch incentives we may offer. 

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Here's what to do next

We’ve made a few changes to how we open joint bank accounts.

The button below takes you to a dedicated page explaining exactly what you need to open your account.

In summary:

  1. You create a joint account by adding the second applicant to an existing account.
  2. You can either add the second applicant to an existing account, or if you’d like a completely new account, one of you can open a new account and then add the second applicant once it’s open. 
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Joint accounts opening
Do you have our app on a mobile device?
You can apply using either the mobile app or Online Banking. The mobile app is easier and quicker as we can prefill some of your information.
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Here's a few steps to get started

If you're already using a device with the NatWest app, select the 'Start application' button below.

You will need the most up to date version of the app, to make changes to your account. 

To open a new account: 

  1. Once logged in to the app, choose 'Apply' and then current accounts. 
  2. Then choose what type of account you would like to open.

To change your account type or switch into your existing account: 

  1. Once logged in, click into the account you wish to change or switch.
  2. Choose either the 'Change my account type' or 'Switch my account' option. 

Can't scan the QR code?

 

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Start your application
Do you have NatWest Online Banking?
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Log in to Online Banking

  1. Enter your customer number or 16-digit card number to get started. 
  2. You'll then need to enter your Online Banking pin and password.
  3. Once you're logged in follow the below

To open a new account:

  1. Select 'Current accounts' from 'Our Products'. 
  2. Choose the account you want to apply for and complete your application.

To change to a different account type or to switch into your existing account: 

  1. Choose the account you wish to change or switch, click 'Account details'. Then choose either the 'Switch to us form' or review the section 'Want to change to a different type of current account?' to begin your application. 
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Log in now

Sign up for Online Banking

You’ll need to sign up for Online Banking with us to apply for a current account. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your NatWest Debit Card, if you have one.

Select ‘How to register for Online Banking' to start.  

Once you’ve registered, select ‘I am now signed up’ to log in and apply for a Premier Select account. 

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I am now signed up

Log in to NatWest Online Banking

  1. Enter your customer number or 16-digit card number to get started. 
  2. You'll then need to enter your Online Banking pin and password.
  3. Once you're logged in follow the below

To open a new account:

  1. Select 'Current accounts' from 'Our Products'. 
  2. Choose the account you want to apply for and complete your application.

To change to a different account type or to switch into your existing account: 

  1. Choose the account you wish to change or switch, click 'Account details'. Then choose either the 'Switch to us form' or review the section 'Want to change to a different type of current account?' to begin your application. 
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Log in now

Forgotten your Online Banking Details?

If you've forgotten your log in details, don't worry, select 'Reset my Online Banking' for further instructions. 

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Reset Online Banking details

How to download and apply via the app

First, download the app:

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. Follow the link that pops up to download the app.
  3. Use your details to log in and follow the below.

To open a new account:

  1. Once logged in to the app, choose 'Apply' and then 'Current accounts'. 
  2. Then choose what type of account you would like to open.

To change to a different account type or to switch into your existing account:

  1. Click into the account you wish to change or switch, then select 'Change my account type' or 'Switch my account' to begin your application.

Can't scan the QR code?

Available on selected devices.

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Download app

Our other Premier current accounts

Premier Reward

£2 a month

Eligible for our £180 Switch offer

 

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.

£1 a month in Rewards just for logging into our mobile app. 

Earn at least 1% at partner retailers when you use your NatWest debit card.

Information Message

Information Message

Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.

Join Premier Reward Open in new window

Premier Reward Black

£36 a month

Eligible for our £180 Switch offer
 

All the features of our Select and Reward accounts.

Entertainment, travel, insurance and reward benefits for you and your family.

Enjoy annual savings and still earn up to £10 a month in Rewards.

Information Message

Information Message

To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your  app. App criteria apply.

Join Premier Reward Black Open in new window