Manage your account

To earn Rewards you'll need to pay at least £1,250 into your NatWest account every month.

You'll earn £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each. Plus, £1 a month back in Rewards when you log in to our Mobile Banking app each month.

Payments to billing organisations which are for other services such as maintenance, repairs or insurance will not earn Rewards.

Set up a Direct Debit

As soon as your available Rewards balance is the equivalent of £5 or more, you can log in to MyRewards to use them.

Bank it

Convert your Rewards into money by transferring it into your NatWest bank account. It takes 5 days to clear into your chosen account.

Exchange

Exchange your Rewards for gift cards or codes at our selected partners.

Donate

Convert your Rewards into money and donate it to one of our chosen charities.

Login to exchange your Rewards

You can earn Rewards every time you shop with our Reward credit card, (Representative 23.7% APR variable)

What Rewards will you earn?

• 1% on your supermarket shop (0.5% at their petrol stations)
• Between 1-15% when you shop at selected MyRewards partners
• 0.5% everywhere else you like to shop

Plus, you'll get emails every month with spend offers from our selected partners.

Good to know:

• Annual fee applies, but we'll refund it if you already hold a Premier Reward current account.
• To apply, you must be 18+, earning at least £10k per year and a mainland UK resident.

More about our Reward credit card