Rising prices could be holding your cash back. Try our inflation calculator to see if you’re making the most out of your money.
Explore our full investment range.
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Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. Eligibility criteria, fees and charges apply.
You could win £100,000 when you invest with NatWest
For every £50 you invest in a NatWest Stocks and Shares ISA, you’ll get one entry into the prize draw. The more you invest, the more chances you have to win!
For a chance to win first prize of £100,000, 50 prizes of £1,000 or 1,000 of £100. Enter between 12th January and 30th April 2026.
T&Cs, fees and charges apply.
Stocks and Shares ISA
Start from £50 and invest up to £20,000 per tax year in a tax-efficient way.
Our Stocks and Shares ISA endorsed as Which? Great Value.
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General Investment Account
A great investment option if you’ve already used your £20,000 tax-efficient ISA allowance.
UK Income and Capital Gains Tax may apply.
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Pension
Prepare for retirement. Start investing from £50 or transfer an existing pension.
Transfer existing pensions for a clearer view of your retirement fund (exit fees may apply).
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Junior ISA
Give your child a head start. Invest up to £9,000 per child in a tax-efficient way for the current tax year.
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Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
Why invest with us?
What is investing?
Investing means buying things like company shares or property with the aim of growing your money over time.
Investing can offer the potential for better returns. It can also give your money a better chance of beating inflation over the long term. But growth is not guaranteed and investments can go down in value.
Whether this is your first time investing or your 50th, there’s lots of useful information in our investment guides.
How investing works with us
Investing can be tricky and feel overwhelming, but it doesn’t need to be that way. That’s why we keep things straight forward. Investing with us takes just three steps.
- Choose which investment account you want.
- Choose from five ready-made portfolios to invest. These range from low risk to high risk.
- Answer a few questions and start investing from £50.
What should I invest in?
With us, you don’t need to know what you want to invest in, you just need to know what level of risk you want to take.
Explore our ready-made portfolios to find a risk level that works for you.
Tools to help you get started
Inflation calculator
Investment forecast calculator
Find out how much your money could grow when you invest in a Stocks and Shares ISA or a General Investment Account.
Investment fees calculator
We keep costs low and transparent so you’ll know exactly what you’re paying for and when.
Looking for online investment advice?
Get expert investment advice tailored to you from our Online Investment Advice service, to help you invest in the right way for you.
Book a video call with one of our Investment Advisers who'll guide and support you through our specially designed online service to find out:
- How much you can afford to invest monthly, or as a lump sum or both.
- Which of our investment funds could be right for you.
Only pay a one-off £200 advice charge if you invest (this is a one-off fee per advice). We won’t charge you anything if we think investing isn’t right for you.
Your investments are protected
Eligible investments with us are protected up to a total of £85,000 by The Financial Services Compensation Scheme (FSCS). This means if NatWest were to cease trading, your money is protected.
This doesn't include losses made as a result of investing.
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Coutts is a Certified B Corporation
Coutts, our private bank that manage your investment, are a certified B Corporation. B Corporation certification means Coutts, our investment managers for NatWest Invest, consciously work towards providing responsible wealth management.
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