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Existing customers

Make the most out of your Premier Select account

This account is not eligible for the £150 switch offer.

Your Premier Select account gives you:

No foreign transaction fee

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Overdraft

No interest on the first £500 of an arranged overdraft. Manage your money in the short-term. Pay no interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Our Premier customers get more

Financial planning

Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.

Exclusive support

A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals. 

Make banking simple with our mobile app

Check your credit score for free

Get on top of your finances by regularly monitoring your credit score in our app.

Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.

Save your spare change with Round Ups

Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.

Save little and often and the pennies soon add up. Eligibility criteria and limits apply.

Get Cash without your card

Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card. Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.

Pay in cheques securely

Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.

Limits apply.

Lock and Unlock your Mastercard

If you've misplaced your Mastercard, you can lock it until you find it. Card been lost, stolen, damaged? The quickest way to report this is with our app.

Budget better, spend less

Put your spending into categories and get a detailed view of where your money is going.

You must be aged 16+. Only available for Personal and Premier accounts.

Current Account Switch Service logo

Make the most of our £150 Switch offer

Switch your current account held elsewhere into an eligible Reward account using the Current Account Switch Service and you get £150.

As our Premier Select account is not eligible for our switching offer, you’ll need to change your existing Premier Select account to one of our Reward accounts or if you already have an eligible Reward account with us, switch into that. Apply online or through our mobile app with your account details to switch. This means your old bank account will close, and any funds and Direct Debits will move over to us.

To be eligible for the offer, within 60 days of completing the switch you must:

  • Check you have the right account - Make sure you have an eligible Reward account.
  • Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours.
  • Log in to the latest version of our mobile app. 

When you've met these conditions, we'll pay £150 into your eligible account within 30 days.

Change your bank account

It's quick and easy to change your current account through your NatWest mobile app or Online Banking, we'll even pre-fill the application for you.

We have a range of Premier accounts to choose from. 

Specific account eligibility criteria and monthly fee may apply.

Important documents

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.