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Existing customers

Make the most out of your Premier Select account

Your Premier Select account gives you:

No foreign transaction fee

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Overdraft

No interest on the first £500 of an arranged overdraft. Manage your money in the short-term. Pay no interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Our Premier customers get more

Financial planning

Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.

Exclusive support

A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals. 

Make banking simple with our mobile app

Check your credit score for free

Get on top of your finances by regularly monitoring your credit score in our app.

Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.

Save your spare change with Round Ups

Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.

Save little and often and the pennies soon add up. Eligibility criteria and limits apply.

Get Cash without your card

Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card. Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.

Pay in cheques securely

Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.

Limits apply.

Lock and Unlock your Mastercard

If you've misplaced your Mastercard, you can lock it until you find it. Card been lost, stolen, damaged? The quickest way to report this is with our app.

Budget better, spend less

Put your spending into categories and get a detailed view of where your money is going.

You must be aged 16+. Only available for Personal and Premier accounts.

Change your bank account

It's quick and easy to change your current account through your NatWest mobile app or Online Banking, we'll even pre-fill the application for you.

We have a range of Premier accounts to choose from. 

Specific account eligibility criteria and monthly fee may apply.

Important documents

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these. 

Current Account Switch Guarantee logo

Switch to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Current Account Switch Service work?