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NatWest Premier banking

Welcome to Premier

Discover a different world of banking. An exclusive service that gives you access to preferential products, discounts and rewards. Plus expert support from real people when you need it.

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You are now a Premier customer.

Congratulations, you've met one or more of our Premier eligibility criteria.

This means you can take advantage of a range of Premier-exlusive services that could make your life that bit easier.

And to get the most out of Premier banking, select one of our Premier current accounts each packed with its own unique benefits.

Get in touch with us to discuss how Premier banking could work for you.

But if you don't want to be a Premier customer, just contact Premier 24 to opt out.

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Your Premier service.

Premier banking could help you make your money work harder

  • Your dedicated team of Premier banking managers is available 8am to 8pm, 7 days a week, to support you with your financial planning and goals.
  • Talk to our team of expert financial planning specialists for advice (fees may apply).
  • Round-the-clock, 24/7 support with your everday banking from Premier 24.
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Or let us contact you.

Ready to get in touch with your new Premier Banking team? Just leave your contact details and availability via the button below to let us know a convenient time for one of your Premier managers to get in touch.

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To get the most out of your Premier banking, explore our Premier current accounts.

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Enjoy Premier Select, free.

£0 a month

Premier Select, our fee-free account gives you these key benefits:

Travelling? No non-sterling transaction fees or charges when you use your card outside the UK or when buying in a foreign currency. ATM withdrawal charges apply. Local fees may apply.

An interest-free overdraft up to £500, should you ever need a buffer (subject to status). Representative APR: 20.1% (variable). Other charges may apply.

How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.  

Subject to status. For new and existing NatWest customers. Must be 18+ UK resident to apply. 

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Get rewarded with Premier Reward

£2 a month

Get 24/7 support from Premier 24 and help to invest in your future. Plus our Premier mobile app and all these membership benefits that give back:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.

£1 a month in Rewards just for logging into our mobile app monthly. 

Earn at least 1% at partner retailers when you use your NatWest debit card.

For new and existing NatWest customers. Must be 18+, UK resident, and pay in £1,250 to an eligible NatWest account every month. T&Cs apply.
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Go VIP with Premier Reward Black

£36 a month

Get 24/7 support from Premier 24 and help to invest in your future.

All the features of our Select and Reward accounts.

All the membership benefits you can see just below, with our Premier Reward Black account.

To upgrade to Premier Reward Black, you need to be an existing NatWest or NatWest Premier current account customer.
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Premier Reward Black benefits

For your adventures

  • No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. ATM withdrawal charges apply, local fees may apply.
  • Worldwide family travel insurance
  • Airport lounge access with DragonPass Premier+
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For you and your family

  • UK and European car breakdown cover
  • Mobile phone insurance for you and your household
  • 24/7 Home Emergency Service
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For your entertainment

  • 24/7 Concierge Service to get VIP access to events, top restaurants and more
  • Enjoy 25% cashback on tickets to concerts and shows
  • Discounts on tickets at over 250 cinemas nationwide
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Planning for you and your family's future

Our financial planning and advice service gives you a deep dive into your financial life that could help you to secure the future you want. 
 
Although initial meetings are free, fees can apply for this service. All our investment solutions are managed by Coutts. All advice and recomendations will be restricted to investment and protection products on the panel of products available to the financial planner. 
 
Get your bases covered with will-writing, pension and estate planning, and income protection services.
 
Structure your finances tax-efficiently, diversify your investement portfolio, and understand inheritance including gifts and setting up trusts for your loved ones.
 
One-off, flat fee of £7,000 plus VAT - however complex your financial planning requirements.

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, and fees or charges apply.

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Explore our investment accounts

Comfortable getting started yourself?

We've got a range of accounts and ready-made investment funds to help you save for the future.

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, and fees or charges apply.

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Discover Coutts

As one of the best-known private banks in the world, Coutts manage all  our investment solutions.

They have more than 300 years of experience and more than £43bn (Q1, 2024) in assets under management.

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Expert mortgage management

Found a dream home? Expanding your property portfolio? Our team of mortgage experts will help make it as seamless as possible. Speedy, too, with our paperless application that lets you sign online.

We offer special discounted rates on mortgages of £350,000 or more – even if you bring it from another lender. And also on homes with an A or B Energy Performance Rating with our Green Mortgage.

Mortgage Concierge Service

Mortgage of £500,000 plus? We’ll assign you a dedicated specialist who’ll see the whole process through with you.

NatWest mortgages are available for over 18s. Early repayment charges and product fees may apply. These discounted offers may be withdrawn at any time. NatWest Green Mortgages are available on selected products for homes with a valid Energy Performance Certificate (EPC) rating of A or B.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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To be eligible to join Premier means that you have met one or more of the following:

  • Minimum of £100k sole income or £120k joint income paid into your NatWest account.
  • Minimum of £100k savings or investments held with us.
  • Minimum £500k mortgage with us.
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