Premier Banking
Premier bank accounts

Premier

Find a Premier account that works for you

Open a Premier account online today for access to dedicated support, financial planning, and a range of benefits that could make your life that bit easier.

You must be 18+ and a UK resident to get these accounts. Further specific eligibility applies to each account.

What type of account are you looking for?

£150 Switch offer Open in new window

Reward earning Open in new window

No monthly fee Open in new window

Premier Reward Black Open in new window

To join Premier you’ll need one or more of the following:

at least £100k sole income or £120k joint income paid into your NatWest account,
or a minimum of £100k savings or investments held with us,
or a £500k+ mortgage with us.

£150 switch offer with our Premier Reward accounts

Apply online or via our app to switch your current account held elsewhere in to an eligible Premier Reward account using the Current Account Switch Service and you could get £150.

Switch to us

Don't have a current account with us?

Simply open a Premier Reward account and switch to us.

Already have a current account with us?

Switch a current account held elsewhere in to your existing account with us and change that account to one of our Premier Reward accounts.

If you already have an eligible Premier Reward account, you only need to complete the switch.

Within 60 days of switching

Check you have the right account

Make sure you have an eligible Premier Reward account.

Pay in £1,250

This can be made of multiple payments and must remain in the account for 24 hours.

Log in to our mobile app

This can be done on any device that supports the NatWest mobile banking app.

You're all set

When you've met these conditions, we'll pay £150 into your eligible account within 30 days.

Switch offer T&Cs

Switch offer T&Cs (PDF, 166KB)

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

Information Message

Premier and specific account eligibility criteria apply. Monthly account fees apply. Paying in £1,250 as part of the Reward account terms will also meet the Switch offer terms. If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. You won’t be eligible for this offer if you switch a current account from Royal Bank of Scotland or Ulster Bank.Offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs and restrictions apply.

Ready to switch Open in new window

Premier Reward

Eligible for our £150 Switch offer.

£2 a month

Get 24/7 support from Premier 24 and help to invest in your future.

Plus all these account benefits that give back:

£9 a month back in Rewards for having two Direct Debits - they need to be at least £4.50 each.

£1 a month in Rewards just for logging into our mobile app.

Earn at least 1% at partner retailers when you use your NatWest debit card.

Information Message

For new and existing NatWest customers. Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.

Join Premier Reward Open in new window

Premier Select

Not eligible for our £150 Switch offer.

£0 a month

Get 24/7 support from Premier 24 and help to invest in your future.

Plus these account benefits for free:

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Get an arranged overdraft with a £500 interest-free buffer (subject to status).

Information Message

For new and existing NatWest customers. Must be 18+ UK resident to apply.

Representative APR 20.1% (Variable). Other charges may apply.

How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Join Premier Select Open in new window