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NatWest Premier banking

Make life a little easier with Premier Select

Premier eligibility criteria apply. To get this account you must be 18+ and a UK resident. This account is not eligible for the current £150 Switch offer.

You really could get something for nothing

For £0 a month

This current account helps you easily manage your money. It comes with a couple of handy extras, and no monthly fee.

Fees may apply for additional products and services.

The Premier Select account gives you:

No foreign transaction fee

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Overdraft option

If you open a Premier Select account, you can choose to apply for an overdraft. As a Premier customer, you won’t pay any interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). Which is handy if you happen to go overdrawn accidentally or need to use your overdraft to manage your money in the short-term. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

With another bank? No problem.

Just let us know when you apply. We’ll switch your Current Account to us within seven days. We’ll move all your Direct Debits and standing orders from your old account to us so you don’t have to.

We can’t switch savings accounts or ISAs.

Our Premier customers get more

Financial planning

Investment advice and support to make big financial decisions. Helping you and your family realise your life dreams.

Financial planning and advice

Exclusive support

A team of real people on hand to guide you. Get access to expert help for any questions you have and support to reach your goals. 

Premier bank manager
Information Message

We will soon be making changes to our Terms and Conditions, see the changes here.

Get ready to apply

Before you apply for a bank account with us, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first.

To join Premier you’ll need one or more of the following:

at least £100k sole income or £120k joint income paid into your NatWest account,

or a minimum of £100k savings or investments held with us,

or a £500k+ mortgage with us.

 

You can apply if you:

are aged 18+ and a UK resident.

 

You should also think about:

whether you want an overdraft or not.

Now please take a look at the important legal stuff

If you decide to apply, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in online banking - not posted. 

Please take some time to review, print and/or save the important information.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

As part of the checks that we will complete to verify your identity, we’ll take an image of your face so that it can be compared with your photo ID and this  is captured.

Applying for an overdraft

It’s always best to double check you’ll be accepted for an overdraft before you apply. It’s free to do, takes minutes, and won’t affect your credit score.​ We use a soft credit search, which won’t affect your score.

You’ll see this search on your credit file, but lenders won’t.

Then it’s up to you if you want to apply. If you do choose to go ahead, we'll do a full credit search, which may affect your credit score. So we always suggest people check their eligibility before they apply.

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All okay? Apply for a bank account online today.

To speed up your application for our Premier Select account, we need to do a few final checks with you. They'll only take a minute.

This account is not eligible for the current £150 Switch offer.

Continue

Our other Premier current accounts

Premier Reward

Eligible for our £150 Switch offer.

£2 a month 

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.

£1 a month in Rewards just for logging into our mobile app. 

Earn at least 1% at partner retailers when you use your NatWest debit card.

Information Message

Information Message

Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.

Join Premier Reward Open in new window

Premier Reward Black

Eligible for our £150 Switch offer.

£36 a month

All the features of our Select and Reward accounts.

Entertainment, travel, insurance and reward benefits for you and your family.

Enjoy annual savings and still earn up to £10 a month in Rewards.

Information Message

Information Message

To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your  app. App criteria apply.

Join Premier Reward Black Open in new window