Premier eligibility criteria apply. To get this account you must be 18+ and a UK resident. This account is not eligible for the current £150 Switch offer.
If you open a Premier Select account, you can choose to apply for an overdraft. As a Premier customer, you won’t pay any interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). Which is handy if you happen to go overdrawn accidentally or need to use your overdraft to manage your money in the short-term. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Just let us know when you apply. We’ll switch your Current Account to us within seven days. We’ll move all your Direct Debits and standing orders from your old account to us so you don’t have to.
We can’t switch savings accounts or ISAs.
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You can apply for a Premier Select account if you are a UK resident, aged 18+.
And you’ll need one or more of the following:
at least £100k sole income or £120k joint income paid into your NatWest account,
or a minimum of £100k savings or investments held with us,
or a £500k+ mortgage with us.
It’s always best to double check you’ll be accepted for an overdraft before you apply. It’s free to do, takes minutes, and won’t affect your credit score.
We use a soft credit search first, which won’t affect your score. You’ll see this search on your credit file, but lenders won’t.
Then it’s up to you if you want to apply. If you do choose to go ahead, we'll do a full credit search, which may affect your credit score.
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
£1 a month in Rewards just for logging into our mobile app.
Earn at least 1% at partner retailers when you use your NatWest debit card.
Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £10 a month in Rewards.
To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.
