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Is now the time for you to invest?

Investments could be a good choice to help make more of your money if you have big goals and a comfortable rainy-day fund.

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The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

Investing could make your money work harder for you

We keep fees low so you keep more of any money you make

Your fees will be 0.55% of your investment or less, which is 55p for every £100 of your investments.

Simple ready-made investments

Get access to five diverse and expertly managed funds by Coutts that could help your money flourish over the long term.

Delivered and managed by Coutts

We have partnered with Coutts since 1969. They look after £43bn (Q1 2024) and have more than 300 years' of experience to trust in.

Want to get started right away?

Four quick steps to find out which ready-made fund is right for you.

1

Select the type of account you want

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2

Tell us how much you want to invest

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3

Pick one of five investment styles

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4

Easily open your account online

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Our investment accounts

  • Start from £50.
  • Invest in a ready-made investment fund managed by Coutts.
  • Keep track, add more money, and set up, or change monthly payments whenever you like.

Before investing it's recommended you have at least four months' worth of your essential living expenses put aside as 'safety net savings' to cover unexpected events. Plus you should make sure you've paid off any high interest debts you may have.

Stocks and Shares ISA

An easy, tax-efficient way to get started

Invest up to £20,000 in the current tax year with no UK Income or Capital Gains Tax.

Move your other ISAs to us and see everything in one place.

 

Open a Stocks and Shares ISA Open in new window

Junior Stocks and Shares ISA

Give your child a head start

Invest an initial lump sum from £50, then set up a regular monthly payment from just £10.

Invest up to £9,000 per child for the current tax year with no UK Income or Capital Gains Tax. 

 

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General Investment Account

A flexible way to invest, when you've used your ISA allowance

There's no upper limit to the amount you can invest, but any returns may be subject to UK Income and Capital Gains Tax.

You can hold investments in a Stocks and Shares ISA and a General Investment Account.

 

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Personal Pension

A tax-efficient way to prepare for your retirement

Choose a ready-made investment that suits your retirement goals and investment style.

Transfer existing pensions for a clearer view of your retirement fund (exit fees may apply).

 

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Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances. 

NatWest investments man sitting on sofa using his laptop and app

Looking for online investment advice?

Get expert investment advice tailored to you from our Online Investment Advice service, to help you invest in the right way for you. 

Book a video call with one of our Digital Wealth Managers who'll guide and support you through our specially designed online service to find out: 

  • How much you can afford to invest monthly, or as a lump sum or both.
  • Which of our investment funds could be right for you.

Only pay a one-off £200 advice charge if you invest (this is a one-off fee per advice). We won’t charge you anything if we think investing isn’t right for you. 

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Want help to take your money even further?

Plan for yourself, your loved ones and future generations.

Specific eligibility and fees may apply.

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Weigh up the value of investing

How are the ready-made funds performing?

Compare the ready-made investment funds and their potential for returns.

See how our funds are performing

Is your money losing value over time?

We want to keep the value of our money ahead of rising prices - see how inflation affects you.

Inflation calculator