Get into the detail on the Personal Portfolio Funds with these documents, available to download and learn more about our funds.
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Personal Portfolio Defensive Fund
This is the lowest risk fund in the range, this fund always invests at least 70% of its value in lower risk investments, such as bonds.
This long term asset mix is made up of 78% Bonds, 20% Shares and 2% Cash. The fund is actively managed so this can change over time.
Personal Portfolio Cautious Fund
Also known as the low to medium risk fund in the range. With fewer investments in bonds than the lower risk fund, the risk increases. This fund always invests at least 50% of its value in bonds.
The long term asset mix is made up of 58% Bonds, 40% Shares and 2% Cash. The fund is actively managed so this can change over time.
Personal Portfolio Balanced Fund
Also known as the medium risk fund in the range, this fund has greater exposure to higher risk investments, such as equities. This fund always invests at least 45% of its value in equities.
The long term asset mix is made up of 43% Bonds, 55% Shares and 2% Cash. The fund is actively managed so this can change over time.
Personal Portfolio Ambitious Fund
Also known as the medium to high risk fund in the range, with more than half of the fund invested in equities, the risk increases further. This fund always invests at least 65% of its value in equities.
The long term asset mix is made up of 23% Bonds, 75% Shares and 2% Cash. The fund is actively managed so this can change over time.
Key Investor Information
Royal Bank of Scotland Collective Investment Funds Ltd policies
Royal Bank of Scotland Collective Investment Funds Limited is required to make available to customers policies that are contained within the fund prospectuses, which cover specific aspects of how we manage the funds.
Order Execution Policy
The Order Execution Policy applies to the Personal Portfolio Funds, Investment Funds, Coutts Multi-Asset Funds, Stakeholder Fund and Discretionary Portfolio Investment Service.