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NatWest Invest

Online Investment Advice

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

Get expert investment advice tailored to you

Get expert investment advice tailored to you

Whether your new to investing or would like extra support, our Online Investment Advice Service could give you a helping hand. 

Get help by having a video call with one of our Digital Wealth Managers, who'll guide and support you through our specially designed online service to get expert Investment advice tailored to your needs. So you can start investing in the right way for you. 

1. What you'll get

  • Find out if investing is right for you – and, if so, how much you can afford to invest.
  • Get a personal recommendation on which of our funds is right for you.
  • Find out if you should with a Stocks and Shares ISA.

2. How it works

It takes around 40 minutes:

  • Just answer some questions about you and your money.
  • We’ll give you our investment recommendation.
  • You choose if you’d like to invest.

3. What our advice costs

  • Only pay a one-off £200 advice charge if you invest (this is a one-off fee per advice).
  • We won’t charge you anything if we think investing isn’t right for you.

Before investing it’s recommended you have at least four months’ worth of your essential living expenses put aside as ‘safety net savings’ to cover unexpected events. Plus you should ensure you’ve paid off any high interest debts you may have. 

This service doesn't offer advice on how to invest with a Junior Stocks and Shares ISA or a Personal Pension.

Want the full details before you start? See our Terms and Conditions for Online Investment Advice.

What our customers say

“I found the process to be very smooth and convenient.”
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“I thought the whole process was great and I was able to take my own pace.”
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“I have a long term illness and would have struggled to complete this application without the support from the Digital Wealth Manager.”
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"It was very professional and went as I expected."
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Is online investment advice right for you?

You'll need to be able to:

  • Invest long-term – for 5 years or more.
  • Invest at least £10,000 over 5 years - either as a lump sum, in monthly payments or as a combination of both.
  • Decide whether or not to invest within 30 days of getting advice

You'll need to be:

  • Aged 18 years old or over.
  • Living in the UK and a UK resident.

It won’t be right for you if:

  • You want a joint investment.
  • You need advice on your existing investments.
  • You want advice on insurance, pensions or wider retirement planning.

If you need advice on these things you can get help from our face to face advice service. Additional eligibility criteria and costs apply.

Continue
Are you a NatWest customer?
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Are you a UK resident for tax purposes and living in the UK?
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Are you a US citizen or a Green Card holder?
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Sorry, you're not eligible to use this service

Our online investment advice service isn’t available to US citizens or Green Card holders.

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Do you have any formal financial arrangements, such as a bankruptcy order, individual voluntary arrangement (IVA) or Scottish Trust Deed?
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Sorry, you're not eligible to use this service

Unfortunately, our online investment advice service can’t be used if you have a bankruptcy order, individual voluntary arrangement (IVA) or Scottish Trust Deed in place. We suggest you seek free debt advice from the Money Helper service.  When your circumstances change you could consider investing with us. In the meantime, you can learn about how to grow your money in the future by looking at our Savings and ISA info. 

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Do you have any high interest debts, such as a payday loan?
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Sorry, you're not eligible to use this service

Unfortunately, our online investment advice service can’t be used if you’ve got high interest debts such as an open payday loan - these must be paid off before investing because the interest charges are likely to be very high. We suggest you seek free debt advice from the Money Helper service to deal with such debt.
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Are you able to invest at least £10,000 over 5 years?
You can do this by making one lump sum payment or by making monthly investments over 5 years to reach the total amount. Or you can do a combination of both. You’ll also need to keep enough money set aside as safety net savings to cover at least 4 months’ worth of your essential living expenses.
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Great news! You can get online investment advice

You can now book a video call appointment with one our Digital Wealth Managers who’ll take you through our online investment advice service – to get personalised advice to help you invest in the right way for you. 

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Book appointment

Sorry, you're not eligible to use this service

You need to be able to invest at least £10,000 or more over 5 years to use our online investment advice service. Although you can’t invest with us at the moment, you can explore other ways to help grow your money by checking out our Savings accounts and ISAs.

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Sorry, you're not eligible to use this service

You need to be a UK resident for tax purposes to use our online investment advice service.

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Sorry, you’re not eligible to use our service

You need to be a NatWest customer to use our online investment advice service.

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New to investing

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