How much can I spend on my NatWest Premier Charge Card?

Your NatWest Premier Charge Card credit limit will show on both your Online Banking service and in your Mobile app.

However, with a Charge Card you can go up to 99.5% over the credit limit without incurring any charges. This means you can spend nearly double the agreed credit limit. For example, if your limit is £6,000 you can spend up to £11,940.

If you are viewing your account via Online Banking you will be able to view your credit limit and your current balance. You will be unable to view your available balance.

If you are viewing your account via your Mobile app you will be able to view your credit limit and your current balance. The Mobile app will also display your available balance. This is the available balance you have to spend up to your credit limit.

Because you are able to spend nearly double the credit limit on a Charge Card you may have more funds available to spend than is shown on the app.

If you wish to increase the limit on your Charge Card you will need to speak to your Premier Banking Manager.