You could get our £180 Switch offer with our Reward account. T&Cs apply.
The current account that rewards you for everyday spending. Voted in March 2024 as ‘Best Reward current account provider' by YourMoney.com
Apply online or via our mobile app to open a new Reward account and switch your current account held elsewhere using the Current Account Switch Service. This means your old bank account will close and any funds and Direct Debits will move over to us.
If you're an existing customer, you can switch your account held elsewhere in to an existing eligible Reward account, or switch in and upgrade an existing account to one of our Reward accounts.
To be eligible for the offer, within 60 days of completing the switch, you must:
When you've met these conditions, we'll pay £180 into your eligible account within 7 days.
If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. Offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs apply. Paying in £1,250 as part of the Reward account terms will also meet the Switch offer terms.
Our App is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries.
Up to £5 a month back
Earn £4 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits needs to be at least £2 each). Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in. That's up to £5 a month back in Rewards to spend on whatever you like!
Also earn from 1% in Rewards when you spend with your NatWest debit card at our partner retailers. Check out our current retailers in the mobile app.
Your Rewards balance can grow quickly, they're easy to earn and they're easy to exchange!
For cash back, gift cards and more
Once you reach £5 in Rewards, the choice is yours. Redeem Rewards as money back into your current account, trade them up for eGift codes, or donate to one of our chosen charities.
How to exchange your Rewards
Great news, there is no need to set up your Rewards. You can see your MyRewards balance and claim straight from the NatWest app with the touch of a button. There's no need to use a password.
Keep in mind, if you choose to bank your Rewards it will take 5 working days to clear.
We'll send a request to your old bank to confirm the switch and we'll keep you updated every step of the way.
Your old account will be closed on your behalf. Your balance and payments (like Direct Debits) will be moved to your NatWest account.
The switch is complete. Once you've met our Switch offer eligibility criteria, you'll get £180 within 7 days.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.
You could be eligible if you earn more than £100,000 a year.
Available to UK residents, aged 18+ and earning at least £10K per year. *Annual fee applies.