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Your debit card
Safe, secure and simple ways to pay
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Pay in-store using your bank card
There are lots of options to pay when in-store:
- Pay by contactless
Save time and pay up to £100, or you can choose a lower contactless limit. Look for the contactless symbol at the checkout. Find out how to use contactless. - Pay using mobile or wearable devices
Make contactless payments using Apple Pay or Google Pay on your mobile or wearable device. - Pay by chip and PIN
Remember to always cover your PIN. If you've forgotten your PIN, you can use See PIN to remind yourself when paying in-store.
Don't forget to turn on debit card notifications so you can keep track of what you've paid.
Apple Pay and Google Pay available on selected devices. Retailer limits may apply. Google Pay is a trademark of Google LLC.
Pay online using your bank card
Shopping online using your card is one of the safest ways to pay.
- Save your payment details using autofill on your internet browser to make your checkout process quicker and easier. For complete details on how to set this up, refer to our guide here.
- Don't have your card at checkout? Securely access your card details through our app to continue making online payments. For Mastercard users, you can also utilise the Click to Pay feature for even more convenience. Terms and conditions apply.
- Help your money go further. It's easy to keep track of your spending in your app. Find out more about your spending insights and set budgets using the tracker. You must be aged 16+. Only available for Personal and Premier accounts.
- Shop safely online. Be fraud and scam aware when shopping online. Find out how to protect yourself.
- Use strong passwords when spending online.
- Problem with an item you've bought? We may be able to help. Visit our card payment support centre.
Pay using your digital wallet
You can pay via contactless using your mobile phone, tablet or wearable device without carrying your debit card. Apple Pay and Google Pay work anywhere that accepts contactless payments. If you see the contactless payment symbol or the option to pay by Apple Pay or Google Pay, payment will be accepted.
- No personal information is passed from your phone to the reader. We keep your payments safe and protected – just like chip and PIN or contactless payments.
- You can make payments over the contactless limit in a shop without even needing a device signal.
- Keep your account safe with your device's biometric login (fingerprint and/or facial recognition are available on selected devices).
Apple Pay and Google Pay available on selected devices. Retailer limits may apply. Google Pay is a trademark of Google LLC.
Apple Pay
Find out how to set up Apple Pay so you can make payments using your Apple device.
Google Pay
Find out how to set up Google Pay so you can make payments using your Google device.
Click to Pay
Click to Pay is a new, convenient and secure way to pay online using your debit or credit card without the need to fill in the details every time. Available at selected retailers.
1. Log in and select account
Log in to your mobile app and select the current account you want to set controls on.
2. Manage my card and card payment controls
Select 'Manage my card' followed by 'Card payment controls'.
3. Toggle on and off controls
You can toggle on and off payments including contactless (including set a limit), chip and PIN, online and telephone, gambling and international in-person.
Spending abroad
Buy a drink on the beach without the need to carry cash. Where accepted, your card, mobile or wearable device could make all these payments safely.
We don't charge a fee to send standard international payments using online banking or the mobile app. Criteria apply.
Requesting money
Get paid easily within the NatWest app, through Request money and Split the bill.
Need to square up with friends?
You can send a payment link via your device sharing options or show your QR code to get paid by someone nearby.
Need to split a bill with flatmates?
Split the bill lets you share the cost of a transaction with up to nine friends.
Eligibility and criteria limits apply.
