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Help with your current account

Bank account guides and helpful information

Opening your bank account

If you're looking for more guidance on opening a bank account with NatWest, these guides can help answer your questions. We explain the benefits of a bank account, the simple application process, and other key things to know when managing your account.

What do I need to open a bank account?

If you're looking to open a NatWest bank account, you'll need a few things first. Take a look at our guide for the documents you will need.

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What is a current account?

A current account is a type of bank account many people use for day-to-day personal finances. Find more information about the types of current accounts you might be able to open.

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What is an overdraft?

An overdraft lets you borrow extra money through your current account. Find out more about how this works and if you might be eligible in our guide.

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Managing your bank account

Already got a bank account? Learn more about how to manage your NatWest current account, with answers to common questions. These guides offer plenty of information on bank account features like pending transactions, standing orders and Direct Debits.

How do pending transactions work?

Spotted a 'pending transaction' when reviewing your bank account balance? There's no need to worry. Learn about pending transactions and how they work.

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What is a standing order?

A standing order lets you automate regular payments like your monthly rent or household bills from your bank account. Find out how to set up standing orders and how they work.

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What is a Direct Debit?

With a Direct Debit, you give businesses permission to automatically collect bill payments at set times. Take a look at our guide on Direct Debits and how to set them up.

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bank account vs savings account

Bank account vs. Savings accounts

A bank account (also called a current account) supports everyday budgeting, while a savings account could help you to build a nest egg for the future. Read on for key differences between the two.