This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.
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Wedding loans
Plan your perfect day with a wedding loan
Representative 6.6% APR
To apply for a loan online, you must be 18+ and a UK resident. Had a current account with us for 3+ months? You could borrow up to £50,000. Otherwise, if you don't have a current account, you could borrow up to £35,000.
Find a loan size that works with your budget
Use our calculator to work out how much you could borrow, how long you’ll need to pay this off and get an idea of the Representative APR.
Apply in around 10 minutes
Applying for a wedding loan online is easy. Simply log in to Online Banking so we can pre-fill all the info we already know.
Get your loan the same day you apply
If you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri (excludes Bank Holidays).
Sometimes we need to contact you for more information, so it can take a little longer.
Borrowing terms for a wedding loan
This is the length of time over which your loan agreement is in place. Our minimum and maximum terms for certain loan amounts are shown below.
Wedding loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly repayment
£137.55
Total repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a.
(Fixed)
The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Take a break, with a loan repayment holiday
When you apply for a loan, based on your circumstances, we might give you the option to defer your first repayment.
- It's only available at the start of your loan term.
- You can defer your first loan repayment for a 3 month period.
- If this option is available, we'll show the details of your repayment holiday at the quote stage of your application.
It's easy to manage your wedding loan
We make it easy to manage your loan, so you're in control:
Pay us back early, if you want
You'll just need to pay a fee.
Make overpayments
Chip away at your balance as and when you can.
Use our quick and simple app
Everything you need in one place.
Change your payment date
Just give us a call and we’ll update your Direct Debit.
It's easy to manage your wedding loan
We make it easy to manage your loan, so you're in control:
Pay us back early, if you want
You'll just need to pay a fee.
Make overpayments
Chip away at your balance as and when you can.
Use our quick and simple app
Everything you need in one place.
Change your payment date
Just give us a call and we’ll update your Direct Debit.
Can I pay off my loan early?
It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the Loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.
