Switch a bank account to our Reward account and you could get our £150 Switch offer. Offer T&Cs apply.
£150 Switch offer with our Reward accounts
Apply online or via our app to switch your current account held elsewhere in to an eligible Reward account using the Current Account Switch Service and you could get £150.

Switch to us
Don't have a current account with us?
Simply open a Reward account and switch to us.
Already have a current account with us?
Switch a current account held elsewhere in to your existing account with us and change that account to one of our Reward accounts.
If you already have an eligible Reward account, you only need to complete the switch.

Within 60 days of switching
Check you have the right account
Make sure you have an eligible Reward account.
Pay in £1,250
This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app
This can be done on any device that supports the NatWest mobile banking app.

You're all set
When you've met these conditions, we'll pay £150 into your eligible account within 30 days.
Step 1
We'll send a request to your old bank to confirm the switch and we'll keep you updated every step of the way.
Step 2
Your old account will be closed on your behalf. Your balance and payments (like Direct Debits) will be moved to your NatWest account.
Step 3
The switch is complete. Once you've met our Switch offer eligibility criteria, you'll get £150 within 30 days.
Our App is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries.
Earn rewards
Up to £5 a month back
Earn £4 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits needs to be at least £2 each). Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in. That's up to £5 a month back in Rewards to spend on whatever you like!
Also earn from 1% in Rewards when you spend with your NatWest debit card at our partner retailers. Check out our current retailers in the mobile app.
Your Rewards balance can grow quickly, they're easy to earn and they're easy to exchange!
Exchange Rewards
For cash back, gift cards and more
Once you reach £5 in Rewards, the choice is yours. Redeem Rewards as money back into your current account, trade them up for eGift codes, or donate to one of our chosen charities.
How to exchange your Rewards
Great news, there is no need to set up your Rewards. You can see your MyRewards balance and claim straight from the NatWest app with the touch of a button. There's no need to use a password.
Keep in mind, if you choose to bank your Rewards it will take 5 working days to clear.
Open a Reward bank account online – FAQs
We will soon be making changes to our Terms and Conditions, see the changes here.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.
Reward Silver account
- European travel insurance
- Mobile phone insurance
- Fee-free debit card spending abroad
- Plus, all the benefits of the Reward account
Reward Platinum account
- Worldwide travel insurance
- UK car breakdown cover
- Plus, all the benefits of the Reward account
Premier Reward Black account
- Worldwide travel insurance
- Mobile phone insurance (family cover)
- UK and European car breakdown cover
- Home emergency cover
You could be eligible if you earn more than £100,000 a year.
Reward credit card
- Get 1% back at supermarkets
- 1-15% back at chosen retailers
- 0.25% back everywhere else
- Annual fee refunded if you have a Reward current account*
Available to UK residents, aged 18+ and earning at least £10K per year. *Annual fee applies.