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Why pick a bank account with benefits?
NatWest Reward Silver could be useful for large purchases, everyday spending and treating yourself. That's because you can earn from 1% back with our partners and earn Rewards for doing your day to day banking with us. This account lets you manage your money in the same way as you would with a standard current account. You just get a few added extras along the way.
- Insurance for European travel. Provides cover for trips of up to 22 days. Cover includes cancellation and emergency medical treatment.
- Mobile phone insurance. Breaking or losing a phone can be stressful and expensive. We’ll cover you for loss, theft, accidental damage and breakdown (once your manufacturers warranty has expired).
- Fee-free debit card purchases abroad. Wave goodbye to debit card transaction fees when you jet off on holiday, so you can spend without worrying about additional costs. Keep in mind money from a cashpoint abroad can come with local charges.
- Earning Rewards. Earn £4 a month in Rewards for 2 or more Direct Debits of at least £2. Earn £1 a month in Rewards just by logging in to our mobile app. These Rewards can be redeemed as cash or e-Gift Cards.
- £10 monthly fee. It’s all yours for £10 a month.
Mobile phone insurance underwritten by Aviva Insurance Limited. Travel insurance is underwritten by AWP P&C SA and administered by AWP Assistance UK Ltd trading as Allianz Assistance.
£150 switch offer with our Reward accounts
Apply online or via our app to switch your current account held elsewhere in to an eligible Reward account using the Current Account Switch Service and you could get £150.

Switch to us
Don't have a current account with us?
Simply open a Reward account (£2 monthly fee) and switch to us.
Already have a current account with us?
Switch a current account held elsewhere in to your existing account with us and change that account to one of our Reward accounts.
If you already have an eligible Reward account, you only need to complete the switch.

Within 60 days of switching
Check you have the right account
Make sure you have an eligible Reward account.
Pay in £1,250
This can be made of multiple payments and must remain in the account for 24 hours.
Log in to our mobile app
This can be done on any device that supports the NatWest mobile banking app.

You're all set
When you've met these conditions, we'll pay £150 into your eligible account within 30 days.
More detail on benefits
Insurance OpenClose
European travel insurance (with COVID cover)
Lifestyle OpenClose
Rewards OpenClose
Banking with us OpenClose
We will soon be making changes to our Terms and Conditions, see the changes here.
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.