This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the representative APR.
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Personal loans
Find out how much you could borrow
Representative 6.6% APR
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
Loan calculator
Representative Example:
Borrowing
£7,500
Over
0 months
Monthly Repayment
£137.55
Total Repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a
(Fixed)
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Borrow from £1k to £50k
£1,000 - £7,450 repay over 1 -5 years. £7,500 - £50,000 repay over 1-8 years. Home improvement loans of £7,500 or more can be repaid over 1-10 years.
Will it take ages to apply?
Around 10 minutes - we'll ask you to log in to Online Banking, which means we can pre-fill all the stuff we already know and save you time
When will the money arrive?
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon – Fri (excludes Bank Holidays).
Sometimes we need to contact you for more information, so it can take a little longer.
How do I manage my loan?
You can manage your loan through Online Banking or in our Mobile App once accepted. Eligibility criteria applies.
National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA. Financial Services Firm Reference Number 121878.