Overlay

How much could I borrow for a mortgage?

NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.

Get started with our mortgage calculator

Planning to buy a new home? We’re here to help. Quickly get an idea of how much you could borrow by telling us about your situation.

Find out in less than 5 minutes

First time buyer

You want to buy your first ever home to live in.

Moving home

You already own your own home, but want to buy a new one.

Planning to remortgage

You already have a mortgage, but you’d like to find out about remortgaging with us.

Looking to remortgage? Get started with these tools

Got a mortgage with us already?

Take a look at your options by logging in to Manage your mortgage.

Mortgage rate finder

Take a look at our current rates and what your monthly payments could be.

Ready to start your remortgage?

Your first step is getting an Agreement in Principle (AIP) for a mortgage with us.

There’s no commitment or impact to your credit score.

Once you have your AIP you can pick your rate and apply for your remortgage.

Great, now tell us a bit about you

You’ll need to tell us who’s applying, your pre-tax annual income, and if you have any dependants.

Number of applicants

Next, tell us about your expenses?

We’ll need this information to understand how much you could afford for a mortgage.

Finally, we just need these last few details

You’ll need to tell us who’s applying, your pre-tax annual income, and if you have any dependants.

Please select a value from the dropdown