Overlay
Want to move your ISA to NatWest?

How to transfer your ISA

The end of tax year is coming up

If you wish to make full use of your tax free allowance, you’ll need to fund your ISA before 5th April 2025.

What is an ISA transfer?

An ISA transfer is the process you go through if you want to move your savings from one Individual Savings Account (ISA) to another. That might mean moving an ISA from one bank or building society to a different one, or just switching your savings between different types of ISAs - for example moving savings from a cash ISA to a stocks and shares ISA.

Ready to transfer an ISA? It's really important to go through a proper ISA transfer process. That way, you won't lose out on any of the tax benefits of your ISA account.

How to transfer to a cash ISA

Got an ISA with another bank or building society that you want to move to a cash ISA with NatWest? You can make the switch in a few quick steps. Here’s how:

  • To transfer an ISA to us, you need to have a cash ISA open with us first. If you haven’t got a cash ISA with us, you can open an account via the mobile app or online banking. Visit our cash ISA page for more information.
  •  You can transfer an ISA from another provider to us via the mobile app. To complete the ISA transfer, select the ISA you want to transfer into within the mobile app. Select the option to “Move ISA from elsewhere” which will direct you to our form.
  •  Don’t have the app? Simply scan the QR code to download the app and get started. Just make sure you’ve set up online banking as you’ll need this to access the mobile app.

Download the NatWest app

  1. On your mobile or tablet, open the camera and point your device at the QR code.
  2. A link will pop up, tap this, and you’ll be taken straight to download the app.

 

QR code not working? 

Don’t worry, you can still download the app by following these instructions:

  1. On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android.
  2. Search for 'NatWest Mobile Banking'.
  3. Tap to download the app.

Get the app

Experience easy, quick, secure banking with the NatWest banking app

Get the app

Experience easy, quick, secure banking with the NatWest banking app

Finding the right ISA for you

If you're thinking about an ISA transfer, might be worth taking a look at all the ISA options available. Here's all the NatWest ISAs we offer:

Cash ISA

Earn interest on your money without paying tax. Save up to £20,000 each tax year. Pay in money whenever you like and get anytime access to your savings.

Information Message

Fixed Rate ISA

Lock your money away for a set period and get a guaranteed interest rate in return, so you’ll know how much your savings will earn.

Early closure fees may apply.

Information Message

Stocks & Shares ISA

Invest up to £20,000 a year tax efficiently. There's no UK Income Tax or Capital Gains Tax on any money your investment makes. You can withdraw at any time, but you should aim to invest for 5 years or more. Remember, you might not get back the full amount you invest.

Information Message

Junior ISA

A tax-efficient investment account for children. You can put in up to £9,000 a year. Parents or legal guardians can open a Junior Stocks & Shares ISA for their child. When your child turns 18, they get access to the money. 

Information Message

How long does an ISA transfer take?

It usually takes up to 14 days to complete a Cash ISA transfer and up to 30 days for a Stocks & Shares ISA transfer. The exact time it takes depends on your current ISA provider and if they use a paper ISA transfer request, the process could take a lot longer.

Want to know more about ISA transfers?

There's more information under the Cash ISA section of our Manage your Savings page.

The end of tax year is coming up

If you wish to make full use of your tax free allowance, you’ll need to fund your ISA before 5th April 2025.

ISA transfer FAQs

Something else we can help you with?