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NatWest Invest

Unlimited investing with a General Investment Account

For when you’ve used your ISA allowance.

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.

What is a General Investment Account?

A General Investment Account is a useful option for when you’ve used your £20,000 tax-efficient ISA allowance. UK Income and Capital Gains Tax may apply.

You can invest an unlimited amount in a General Investment Account.

You have flexible access to your money, meaning you can withdraw money whenever you like but investing is designed for the long-term.

You can easily manage your investment account alongside other NatWest accounts. 

Why invest with us?

Coutts investment managers

Coutts, investment managers for NatWest Invest, look after £46bn (Q3, 2024) and have over 300 years of experience.

 

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Straight-forward choice

Simply choose a level of risk you’re comfortable with from our five ready-made options.

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Your investments are protected

The Personal Portfolio Funds available through NatWest Invest are based in the UK and so are covered by the UK Financial Services Compensation Scheme (FSCS).

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24/7 online access

View your investments all within your mobile app whenever suits you. Top up, manage or withdraw when you like.

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Responsible investing

Coutts is a Certified B Corporation which means every investment decision they make considers the positive impact it’ll have on the planet.

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Invest through your mobile device

You can log in to NatWest Invest on the web or through your mobile app by going to ‘Apply’ and ‘Invest’.

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How much does it cost to invest with us?

Your fees will be 0.55% of your investment or less

We get that figuring out investment costs can be tricky. Our dedicated costs and fees page will make it easy for you to know what you'll pay as a customer.

Invest the easy way

Once you’ve decided that our General Investment Account is right for you, you have just a couple of steps to make:

  1. Decide how much money you want to put in your account. Start investing from £50. 
  2. Choose from five ready-made investment funds. You decide the level of risk that suits you. 

Then keep track, top up and set up regular payments on your mobile app. 

Ready to start?

To do this, you’ll need to be a NatWest customer with Online Banking, aged 18 - 84 and a UK resident for tax purposes.

Already investing with us?

Log in to NatWest Invest to check your investment, top up or withdraw whenever suits you.

Saving and investing

If you're looking to grow some of your money over the longer term, typically five years or more, investing could deliver a better return and it could help protect the value of your cash from the effects of inflation.

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What our customers say about investing with us

Get insights into customer satisfaction about the platform's ease of use and experiences with NatWest Invest. 

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If you still have some ISA allowance left

If you haven’t used up your £20,000 ISA allowance for this tax year then a Stocks and Shares ISA might be a more tax-efficient way to invest your money.

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Something else we can help you with?