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My Reward account
We want to make using your bank account simple. We'll explain how to manage your account through the mobile app, make payments, use debit card controls and more. You can also learn how to earn and claim your NatWest Rewards.
Managing your Reward account
Card services OpenClose
Overdrafts OpenClose
Ways to pay OpenClose
Contactless payments
Google and Apple Pay
Account T&C's OpenClose
How do I set up NatWest Rewards?
Great news, there is no need to set up your Rewards. You can see your MyRewards balance and claim straight from the NatWest app with the touch of a button. There's no need to use a password.
You need to pay in £1,250 to an eligible NatWest account every month.
Earn your Rewards
Every month you can:
Get £4 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits needs to be at least £2 each).
Get £1 a month back in Rewards with 1 mobile app log in.
Earn Rewards at partners when you use your NatWest debit card.
Claim your Rewards
The choice is yours. You can:
- Redeem Rewards as cash which you can then transfer straight into your bank account or pay towards your NatWest credit card balance.
- Exchange for e-gift cards which you can use online or in store with our eligible partners.
- Exchange your Rewards into money which is donated to one of our chosen charities.
Check your credit score for free
Get on top of your finances by regularly monitoring your credit score in our app.
Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.
Save your spare change with Round Ups
Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.
Save little and often and the pennies soon add up. Eligibility criteria and limits apply.
Get Cash without your card
Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card. Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.
Pay in cheques securely
Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.
Limits apply.
Lock and Unlock your debit or Mastercard credit card
If you've misplaced your debit or credit card, you can lock it until you find it. Card been lost, stolen, damaged? The quickest way to report this is with our app.
Budget better, spend less
Put your spending into categories and get a detailed view of where your money is going.
You must be aged 16+. Only available for Personal and Premier accounts.
Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your NatWest mobile banking app.
Not able to scan the QR code?
You can still get into MyRewards by:
- Using this MyRewards link to get into your app.
- Or you log in using Online Banking and use the MyReward section to access MyRewards.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
You’ll be taken straight to MyRewards in your NatWest mobile banking app.
Don't have the app?
Access MyRewards by logging in to Online Banking and click the MyReward section.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
You’ll be taken straight to MyRewards in your NatWest mobile banking app.
Don't have the app?
Access MyRewards by logging in to Online Banking and click the MyReward section.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Switch to NatWest
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)