This account is eligible for the £180 switch offer. T&Cs apply.
Overlay
My Reward account
We want to make using your bank account simple. We'll explain how to manage your account through the mobile app, make payments, use debit card controls and more. You can also learn how to earn and claim your NatWest Rewards.
Managing your Reward account
Card services OpenClose
Overdrafts OpenClose
Ways to pay OpenClose
Contactless payments
Use contactless for an easy and safe way to pay for all those everyday items. Limits apply.
Google and Apple Pay
Just add your debit or credit card to digital wallet - Apple Pay or Google Pay™ on your phone for an easy and secure way to pay. Apple Pay and Google Pay are available on selected devices. Retailer limits may apply.
Account T&C's OpenClose
How do I set up NatWest Rewards?
Great news, there is no need to set up your Rewards. You can see your MyRewards balance and claim straight from the NatWest app with the touch of a button. There's no need to use a password.
Information Message
You need to pay in £1,250 to an eligible NatWest account every month.
Earn your Rewards
Every month you can:
Get £4 a month back in Rewards for 2 or more Direct Debits (2 of those Direct Debits needs to be at least £2 each).
Get £1 a month back in Rewards with 1 mobile app log in.
Earn Rewards at partners when you use your NatWest debit card.
Information Message
Claim your Rewards
The choice is yours. You can:
- Redeem Rewards as cash which you can then transfer straight into your bank account or pay towards your NatWest credit card balance.
- Exchange for e-gift cards which you can use online or in store with our eligible partners.
- Exchange your Rewards into money which is donated to one of our chosen charities.
Information Message
Check your credit score for free
Get on top of your finances by regularly monitoring your credit score in our app.
Available once opted in through the app to customers aged 18+ with a UK address and is provided by TransUnion.
Save your spare change with Round Ups
Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.
Save little and often and the pennies soon add up. Eligibility criteria and limits apply.
Get Cash without your card
Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card. Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.
Pay in cheques securely
Just take a photo of the front and back of the cheque using our app and the money will be paid into your account.
Limits apply.
Lock and Unlock your debit or Mastercard credit card
If you've misplaced your debit or credit card, you can lock it until you find it. Card been lost, stolen, damaged? The quickest way to report this is with our app.
Budget better, spend less
Put your spending into categories and get a detailed view of where your money is going.
You must be aged 16+. Only available for Personal and Premier accounts.
Accessing MyRewards is easy
- On your mobile or tablet, open the camera and point your device at the QR code.
- A link will pop up, tap this, and you’ll be taken straight to MyRewards in your NatWest mobile banking app.
Not able to scan the QR code?
You can still get into MyRewards by:
- Using this MyRewards link to get into your app.
- Or you log in using Online Banking and use the MyReward section to access MyRewards.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
You’ll be taken straight to MyRewards in your NatWest mobile banking app.
Don't have the app?
Access MyRewards by logging in to Online Banking and click the MyReward section.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Accessing MyRewards is easy
You’ll be taken straight to MyRewards in your NatWest mobile banking app.
Don't have the app?
Access MyRewards by logging in to Online Banking and click the MyReward section.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Change your bank account
It's quick and easy to change your current account through your NatWest mobile app or Online Banking, we'll even pre-fill the application for you.
We have a range of accounts to choose from. The Select account could be ideal if you want to keep things simple, or check out our Reward bank accounts if you're interested in receiving extra benefits and rewards.
Specific account eligibility criteria and monthly fee may apply.
Get our £180 offer when you switch into your Reward account
Apply online or via our mobile app to switch your current account held elsewhere into one of our Reward accounts using the Current Account Switch Service. This means your old bank account will close, and any funds and Direct Debits will move over to us.
To be eligible for the offer, within 60 days of completing the switch you must:
- Have an eligible Reward account
- Pay in £1,250. This can be made up of multiple payments and must remain in the account for 24 hours
- Log into our mobile app. If you already have the app, you'll need to be on the latest version
When you've met these conditions, we'll pay £180 into your eligible account within 7 days.
Information Message
If you've previously received a switch incentive from NatWest Group, you won't be eligible for this offer. The offer can be withdrawn or amended at any time due to limited availability. App criteria apply. Offer T&Cs apply. Paying in £1250 as part of the Reward account terms will also meet the Switch offer terms.
