You could get our Switch & Save offer with our Select account. Offer T&Cs and restrictions apply.
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You must be 18+ and a UK resident to apply for our Select account. App available to Online Banking customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Limited Edition Saver interest rates
AER / Gross p.a. (variable)
4.00% / 3.93%
Balances between £100k - £3m
(includes 2.25% / 2.23% AER / Gross p.a. (fixed) 12 month bonus).
3.25% / 3.20%
Balances between £50k - £99,999
(includes 1.50% / 1.49% AER / Gross p.a. (fixed) 12 month bonus).
1.06% / 1.05%
Balances up to £49,999
Information Message
2. Switch complete
Wait to receive the offer email from us
Once your switch to us is complete, we'll send you an email with a link to open a Limited Edition Saver account. This will arrive between 02 December and 21 January 2026.
You'll have until 23 January 2026 to apply for a Limited Edition Saver via our mobile app.
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3. You're all set
Fund your account
Once you've opened your Limited Edition Saver and funded your account, you'll immediately start benefiting from the interest rates.
Information Message
Step 1
We'll send a request to your old bank to confirm the switch and we'll keep you updated every step of the way.
Step 2
Your old account will be closed on your behalf. Your balance and payments (like Direct Debits) will be moved to your NatWest account.
Step 3
The switch is complete. Once you've met our switch offer eligibility criteria, you'll get an email to open your Limited Edition Saver account. This will arrive between 02 December 2025 and 21 January 2026.
Why choose our everyday current account?
- Fee-free current account. There's no monthly account fee for this standard bank account.
- Fraud refund promise. We refund any money paid out of your Select account by a fraudster if you bank online or via the app (if you've kept your security information safe).
- Get a short-term overdraft if you meet the eligibility criteria. You can explore this option when you apply for a current account.
Simple everyday banking with NatWest
Join 11 million customers on our mobile app
Information Message
Eligibility criteria and conditions apply. Volume of app customers correct as of May 2025.
Add other accounts
Add your accounts from other banks, so that you can see all of your money together in one place.
Favourite payees
Are there people you pay again and again? Put them in your favourite payees so you can send money faster.
Round Ups
Round up your spending to the nearest £, sending the change (or up to five times that) to your savings.
Free credit score
Check your credit score for free in the app, so you know where you stand. Data provided by TransUnion.
Join 11 million customers on our mobile app
Eligibility criteria and conditions apply. Volume of app customers correct as of May 2025.
Add other accounts
Add your accounts from other banks, so that you can see all of your money together in one place.
Favourite payees
Are there people you pay again and again? Put them in your favourite payees so you can send money faster.
Round Ups
Round up your spending to the nearest £, sending the change (or up to five times that) to your savings.
Free credit score
Check your credit score for free in the app, so you know where you stand. Data provided by TransUnion.
First things first. You can apply if you:
Are aged 18 or over and a UK resident
Now please take a look at the important legal info
Information Message
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.
Thinking about a joint bank account?
You can add someone to your account at any time or open a fresh account and include them later. It's simple and flexible.
Our Select, Reward, Premier Select or Premier Reward accounts let you add a second account holder.
